Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd
Jiangsu Zhangjiagang Rural Commercial Bank Co., Ltd provides banking products and services in China. The company operates through four segments: Corporate Banking Business, Personal Banking Business, Treasury Business, and Other Businesses. The Corporate Banking Business segment provides services, including corporate loans, bill issuance, trade financing, corporate deposits and remittances, etc. … Read more
Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd - Asset Resilience Ratio
Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd (002839) has an Asset Resilience Ratio of -17.44% as of March 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2011–2018)
This chart shows how Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | CN¥0.00 | 0% |
| Short-term Investments | CN¥-37.74 Billion | -17.44% |
| Total Liquid Assets | CN¥-37.74 Billion | -17.44% |
Asset Resilience Insights
- Limited Liquidity: Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd maintains only -17.44% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd Industry Peers by Asset Resilience Ratio
Compare Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Bank of Qingdao Co Ltd
SHE:002948 |
Banks - Regional | 1.86% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
Annual Asset Resilience Ratio for Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd (2011–2018)
The table below shows the annual Asset Resilience Ratio data for Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2018-12-31 | 0.20% | CN¥225.07 Million | CN¥113.60 Billion | -2.27pp |
| 2017-12-31 | 2.47% | CN¥2.54 Billion | CN¥103.13 Billion | +1.89pp |
| 2016-12-31 | 0.57% | CN¥518.15 Million | CN¥90.18 Billion | -2.30pp |
| 2015-12-31 | 2.87% | CN¥2.36 Billion | CN¥82.35 Billion | -6.42pp |
| 2014-12-31 | 9.29% | CN¥6.68 Billion | CN¥71.97 Billion | +8.13pp |
| 2013-12-31 | 1.15% | CN¥837.55 Million | CN¥72.57 Billion | -4.64pp |
| 2012-12-31 | 5.80% | CN¥4.15 Billion | CN¥71.53 Billion | -4.49pp |
| 2011-12-31 | 10.29% | CN¥7.23 Billion | CN¥70.25 Billion | -- |