People's Insurance of China Ltd
The People's Insurance Company (Group) of China Limited, an investment holding company, provides insurance products and services in the People's Republic of China and Hong Kong. It operates through Property and Casualty Insurance, Life Insurance, Health Insurance, Asset Management, and Headquarters and Other segments. The company also provides motor vehicle, agricultural, accidental injury and he… Read more
People's Insurance of China Ltd - Asset Resilience Ratio
People's Insurance of China Ltd (601319) has an Asset Resilience Ratio of 38.01% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2015–2024)
This chart shows how People's Insurance of China Ltd's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down People's Insurance of China Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | CN¥0.00 | 0% |
| Short-term Investments | CN¥714.11 Billion | 38.01% |
| Total Liquid Assets | CN¥714.11 Billion | 38.01% |
Asset Resilience Insights
- Very High Liquidity: People's Insurance of China Ltd maintains exceptional liquid asset reserves at 38.01% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
People's Insurance of China Ltd Industry Peers by Asset Resilience Ratio
Compare People's Insurance of China Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Lotte Non-Life
KO:000400 |
Insurance - Property & Casualty | 46.65% |
|
Hanwha General
KO:000370 |
Insurance - Property & Casualty | 62.53% |
|
Heungkuk F&M I
KO:000540 |
Insurance - Property & Casualty | 54.79% |
|
Heungkuk Fire & Marine Insurance Co Ltd
KO:000545 |
Insurance - Property & Casualty | 54.79% |
|
Samsung Fire & Marine Insurance
KO:000810 |
Insurance - Property & Casualty | 56.02% |
|
Samsung Fire And Marine Ins Pref
KO:000815 |
Insurance - Property & Casualty | 56.02% |
|
Hyundai Mar&Fi
KO:001450 |
Insurance - Property & Casualty | 50.59% |
|
DB Insurance Co Ltd
KO:005830 |
Insurance - Property & Casualty | 35.49% |
Annual Asset Resilience Ratio for People's Insurance of China Ltd (2015–2024)
The table below shows the annual Asset Resilience Ratio data for People's Insurance of China Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 36.20% | CN¥639.36 Billion | CN¥1.77 Trillion | +8.24pp |
| 2023-12-31 | 27.96% | CN¥435.26 Billion | CN¥1.56 Trillion | -22.13pp |
| 2022-12-31 | 50.09% | CN¥755.98 Billion | CN¥1.51 Trillion | -0.71pp |
| 2021-12-31 | 50.80% | CN¥699.45 Billion | CN¥1.38 Trillion | +48.57pp |
| 2018-12-31 | 2.23% | CN¥23.05 Billion | CN¥1.03 Trillion | -2.15pp |
| 2017-12-31 | 4.38% | CN¥43.29 Billion | CN¥987.91 Billion | +3.64pp |
| 2016-12-31 | 0.74% | CN¥6.92 Billion | CN¥932.15 Billion | -1.14pp |
| 2015-12-31 | 1.88% | CN¥15.86 Billion | CN¥843.47 Billion | -- |