People's Insurance of China Ltd Asset Resilience Ratio

Latest as of June 2026: 38.65%

People's Insurance of China Ltd asset resilience ratio. People's Insurance of China Ltd (601319) has an Asset Resilience Ratio of 38.65% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See People's Insurance of China Ltd (601319) defensive interval to measure how many days the company can operate on defensive assets alone.

Liquid Assets

CN¥821.22 Billion
≈ $120.17 Billion USD Cash + Short-term Investments

Total Assets

CN¥2.12 Trillion
≈ $310.94 Billion USD All company assets

Resilience Assessment

Very High
Financial Resilience Level

Asset Resilience Ratio of People's Insurance of China Ltd (2015–2025)

Asset resilience ratio of People's Insurance of China Ltd from 2015 to 2025. This chart shows how People's Insurance of China Ltd's Asset Resilience Ratio has changed over time. Read People's Insurance of China Ltd (601319) total liabilities for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down People's Insurance of China Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see 601319 asset base.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents CN¥0.00 0%
Short-term Investments CN¥821.22 Billion 38.65%
Total Liquid Assets CN¥821.22 Billion 38.65%

Asset Resilience Insights

  • Very High Liquidity: People's Insurance of China Ltd maintains exceptional liquid asset reserves at 38.65% of total assets.
  • This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
  • The company has significant short-term investments, indicating active treasury management.

People's Insurance of China Ltd Industry Peers by Asset Resilience Ratio

Compare People's Insurance of China Ltd's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Root Inc
NASDAQ:ROOT
Insurance - Property & Casualty 30.99%
REVO INSURANCE SPA O.N.
F:H0O
Insurance - Property & Casualty 43.34%
Libra Insurance Company Ltd
TA:LBRA
Insurance - Property & Casualty 40.38%
QBE Insurance Group Limited
AU:QBE
Insurance - Property & Casualty 3.80%
Suncorp Group Ltd
AU:SUNPH
Insurance - Property & Casualty 69.36%
Suncorp Group Ltd
AU:SUN
Insurance - Property & Casualty 3.36%
Insurance Australia Group Ltd
AU:IAG
Insurance - Property & Casualty 2.07%
Fairfax Financial Holdings Ltd
TO:FFH
Insurance - Property & Casualty 0.02%

People's Insurance of China Ltd Asset Resilience Ratio by Year (2015–2025)

People's Insurance of China Ltd asset resilience ratio by year from 2015 to 2025. The table below shows the annual Asset Resilience Ratio data for People's Insurance of China Ltd.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-12-31 38.29% CN¥776.37 Billion
≈ $113.61 Billion
CN¥2.03 Trillion
≈ $296.71 Billion
+2.09pp
2024-12-31 36.20% CN¥639.36 Billion
≈ $93.56 Billion
CN¥1.77 Trillion
≈ $258.47 Billion
+8.24pp
2023-12-31 27.96% CN¥435.26 Billion
≈ $63.69 Billion
CN¥1.56 Trillion
≈ $227.79 Billion
-22.13pp
2022-12-31 50.09% CN¥755.98 Billion
≈ $110.62 Billion
CN¥1.51 Trillion
≈ $220.84 Billion
-0.71pp
2021-12-31 50.80% CN¥699.45 Billion
≈ $102.35 Billion
CN¥1.38 Trillion
≈ $201.48 Billion
+48.57pp
2018-12-31 2.23% CN¥23.05 Billion
≈ $3.37 Billion
CN¥1.03 Trillion
≈ $150.96 Billion
-2.15pp
2017-12-31 4.38% CN¥43.29 Billion
≈ $6.33 Billion
CN¥987.91 Billion
≈ $144.56 Billion
+3.64pp
2016-12-31 0.74% CN¥6.92 Billion
≈ $1.01 Billion
CN¥932.15 Billion
≈ $136.40 Billion
-1.14pp
2015-12-31 1.88% CN¥15.86 Billion
≈ $2.32 Billion
CN¥843.47 Billion
≈ $123.43 Billion
--
pp = percentage points

About People's Insurance of China Ltd

SHG:601319 China Insurance - Property & Casualty
Market Cap
$38.54 Billion
CN¥263.39 Billion CNY
Market Cap Rank
#698 Global
#35 in China
Share Price
CN¥7.42
Change (1 day)
-1.46%
52-Week Range
CN¥6.53 - CN¥9.93
All Time High
CN¥11.50
About

The People's Insurance Company (Group) of China Limited, an investment holding company, offers insurance products and services in the People's Republic of China and Hong Kong. It operates through Non-Life Insurance, Life Insurance, Health Insurance, Asset Management, and Other segments. The company provides motor vehicle, accidental injury and health, agricultural, liability, commercial property,… Read more