People's Insurance of China Ltd - Asset Resilience Ratio

Latest as of June 2025: 38.01%

People's Insurance of China Ltd (601319) has an Asset Resilience Ratio of 38.01% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read debt load of People's Insurance of China Ltd for a breakdown of total debt and financial obligations.

Liquid Assets

CN¥714.11 Billion

≈ $104.50 Billion USD Cash + Short-term Investments

Total Assets

CN¥1.88 Trillion

≈ $274.88 Billion USD All company assets

Resilience Assessment

Very High

Financial Resilience Level

Asset Resilience Ratio Trend (2015–2024)

This chart shows how People's Insurance of China Ltd's Asset Resilience Ratio has changed over time. See 601319 net assets for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down People's Insurance of China Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see People's Insurance of China Ltd market cap and net worth.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	CN¥0.00	0%
Short-term Investments	CN¥714.11 Billion	38.01%
Total Liquid Assets	CN¥714.11 Billion	38.01%

Asset Resilience Insights

Very High Liquidity: People's Insurance of China Ltd maintains exceptional liquid asset reserves at 38.01% of total assets.
This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
The company has significant short-term investments, indicating active treasury management.

People's Insurance of China Ltd Industry Peers by Asset Resilience Ratio

Compare People's Insurance of China Ltd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
W. R. Berkley Corp NYSE:WRB	Insurance - Property & Casualty	62.50%
PICC Property and Casualty Company Limited F:PJC	Insurance - Property & Casualty	33.66%
Definity Financial Corp TO:DFY	Insurance - Property & Casualty	2.29%
Lotte Non-Life KO:000400	Insurance - Property & Casualty	46.65%
QBE Insurance Group Ltd AU:QBE	Insurance - Property & Casualty	3.80%
Suncorp Group Ltd AU:SUNPH	Insurance - Property & Casualty	69.36%
Suncorp Group Ltd AU:SUN	Insurance - Property & Casualty	3.36%
Insurance Australia Group Ltd AU:IAG	Insurance - Property & Casualty	2.07%

Annual Asset Resilience Ratio for People's Insurance of China Ltd (2015–2024)

The table below shows the annual Asset Resilience Ratio data for People's Insurance of China Ltd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	36.20%	CN¥639.36 Billion ≈ $93.56 Billion	CN¥1.77 Trillion ≈ $258.47 Billion	+8.24pp
2023-12-31	27.96%	CN¥435.26 Billion ≈ $63.69 Billion	CN¥1.56 Trillion ≈ $227.79 Billion	-22.13pp
2022-12-31	50.09%	CN¥755.98 Billion ≈ $110.62 Billion	CN¥1.51 Trillion ≈ $220.84 Billion	-0.71pp
2021-12-31	50.80%	CN¥699.45 Billion ≈ $102.35 Billion	CN¥1.38 Trillion ≈ $201.48 Billion	+48.57pp
2018-12-31	2.23%	CN¥23.05 Billion ≈ $3.37 Billion	CN¥1.03 Trillion ≈ $150.96 Billion	-2.15pp
2017-12-31	4.38%	CN¥43.29 Billion ≈ $6.33 Billion	CN¥987.91 Billion ≈ $144.56 Billion	+3.64pp
2016-12-31	0.74%	CN¥6.92 Billion ≈ $1.01 Billion	CN¥932.15 Billion ≈ $136.40 Billion	-1.14pp
2015-12-31	1.88%	CN¥15.86 Billion ≈ $2.32 Billion	CN¥843.47 Billion ≈ $123.43 Billion	--

pp = percentage points

About People's Insurance of China Ltd

SHG:601319 China Insurance - Property & Casualty

Market Cap

$37.30 Billion

CN¥254.87 Billion CNY

Market Cap Rank

#715 Global

#41 in China

Share Price

CN¥7.18

Change (1 day)

-0.28%

52-Week Range

CN¥7.10 - CN¥9.93

All Time High

CN¥11.50