People's Insurance of China Ltd (601319) — Financial Flexibility Index

Latest as of December 2025: 0.02x

People's Insurance of China Ltd (601319) has a Financial Flexibility Index of 0.02x as of December 2025. Free cash flow of CN¥34.40 Billion (operating CF CN¥30.63 Billion minus capex CN¥3.77 Billion) represents 0% of total liabilities (CN¥1.61 Trillion). Check People's Insurance of China Ltd investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

CN¥34.40 Billion
Operating CF − Capex

Total Liabilities

CN¥1.61 Trillion
CNY

Capital Expenditures

CN¥3.77 Billion
CNY

People's Insurance of China Ltd Financial Flexibility Index (2011–2025)

Historical Financial Flexibility Index trend for People's Insurance of China Ltd across 15 annual periods. For the full cash flow conversion analysis, see cash flow conversion of People's Insurance of China Ltd.

Annual Financial Flexibility Index for People's Insurance of China Ltd (2011–2025)

Year-by-year free cash flow to debt coverage for People's Insurance of China Ltd. Explore 601319 operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (CNY) Operating CF Total Liabilities YoY Change
2025 0.10x CN¥156.77 Billion CN¥151.99 Billion CN¥1.61 Trillion ▲ +47.7%
2024 0.07x CN¥92.39 Billion CN¥87.99 Billion CN¥1.40 Trillion ▲ +9.0%
2023 0.06x CN¥74.12 Billion CN¥70.55 Billion CN¥1.22 Trillion ▼ -6.5%
2022 0.06x CN¥78.23 Billion CN¥71.65 Billion CN¥1.21 Trillion ▼ -36.6%
2021 0.10x CN¥110.35 Billion CN¥72.73 Billion CN¥1.08 Trillion ▲ +67.8%
2020 0.06x CN¥59.83 Billion CN¥31.87 Billion CN¥982.51 Billion ▲ +29.4%
2019 0.05x CN¥41.71 Billion CN¥36.81 Billion CN¥885.93 Billion ▲ +422.4%
2018 -0.01x CN¥-12.05 Billion CN¥-16.80 Billion CN¥825.33 Billion ▼ -1163.2%
2017 0.00x CN¥1.10 Billion CN¥-2.02 Billion CN¥801.02 Billion ▼ -96.2%
2016 0.04x CN¥27.45 Billion CN¥23.83 Billion CN¥761.15 Billion ▲ +4.9%
2015 0.03x CN¥23.60 Billion CN¥20.44 Billion CN¥686.27 Billion ▲ +596.8%
2014 0.00x CN¥3.24 Billion CN¥-399.00 Million CN¥656.64 Billion ▼ -94.3%
2013 0.09x CN¥57.27 Billion CN¥53.85 Billion CN¥660.52 Billion ▼ -7.3%
2012 0.09x CN¥56.61 Billion CN¥52.52 Billion CN¥605.31 Billion ▼ -95.9%
2011 2.27x CN¥79.38 Billion CN¥74.76 Billion CN¥34.99 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities