Hoist Finance AB
Hoist Finance AB (publ), a credit market company, engages in the loan acquisition and management operations in Europe. It operates through Unsecured and Secured segments. The company purchases performing and non-performing loans from its partners, international banks, and financial institutions; responsible for secured non-performing loans, including recovery activities, call centre and collatera… Read more
Hoist Finance AB - Asset Resilience Ratio
Hoist Finance AB (HOFI) has an Asset Resilience Ratio of 25.90% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2024)
This chart shows how Hoist Finance AB's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Hoist Finance AB's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Skr15.39 Billion | 25.9% |
| Short-term Investments | Skr0.00 | 0% |
| Total Liquid Assets | Skr15.39 Billion | 25.90% |
Asset Resilience Insights
- Very High Liquidity: Hoist Finance AB maintains exceptional liquid asset reserves at 25.90% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Hoist Finance AB Industry Peers by Asset Resilience Ratio
Compare Hoist Finance AB's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Samsung Card Co. Ltd.
KO:029780 |
Credit Services | 0.18% |
|
Yiren Digital Ltd
F:19YA |
Credit Services | 3.32% |
|
Aeon Credit Service Bhd
KLSE:5139 |
Credit Services | 0.25% |
|
ELK-Desa Resources Bhd
KLSE:5228 |
Credit Services | 2.82% |
|
Chailease Holding Co Ltd
TW:5871 |
Credit Services | 6.79% |
|
Genertec Universal Medical Group Company Limited
F:5UM |
Credit Services | 0.00% |
Annual Asset Resilience Ratio for Hoist Finance AB (2016–2024)
The table below shows the annual Asset Resilience Ratio data for Hoist Finance AB.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 17.28% | Skr9.84 Billion | Skr56.93 Billion | -0.97pp |
| 2023-12-31 | 18.25% | Skr6.21 Billion | Skr34.02 Billion | +9.67pp |
| 2022-12-31 | 8.58% | Skr2.79 Billion | Skr32.50 Billion | +3.39pp |
| 2021-12-31 | 5.19% | Skr1.58 Billion | Skr30.37 Billion | -2.50pp |
| 2020-12-31 | 7.69% | Skr2.45 Billion | Skr31.86 Billion | -0.38pp |
| 2019-12-31 | 8.07% | Skr2.77 Billion | Skr34.39 Billion | -1.07pp |
| 2018-12-31 | 9.14% | Skr2.67 Billion | Skr29.25 Billion | +2.45pp |
| 2017-12-31 | 6.69% | Skr1.51 Billion | Skr22.54 Billion | -5.18pp |
| 2016-12-31 | 11.87% | Skr2.27 Billion | Skr19.15 Billion | -- |