Baloise Holding AG - Asset Resilience Ratio
Baloise Holding AG (BALN) has an Asset Resilience Ratio of 12.20% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check BALN strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2012–2024)
This chart shows how Baloise Holding AG's Asset Resilience Ratio has changed over time. See BALN net asset quality index to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Baloise Holding AG's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see BALN company net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | CHF2.90 Billion | 3.7% |
| Short-term Investments | CHF6.64 Billion | 8.49% |
| Total Liquid Assets | CHF9.54 Billion | 12.20% |
Asset Resilience Insights
- Moderate Liquidity: Baloise Holding AG has 12.20% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Baloise Holding AG Industry Peers by Asset Resilience Ratio
Compare Baloise Holding AG's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Helvetia Holding AG
SW:HBAN |
Insurance - Diversified | 1.30% |
|
UNIQA Insurance Group AG
VI:UQA |
Insurance - Diversified | 45.14% |
|
Peña Verde S.A.B
MX:PV |
Insurance - Diversified | 0.13% |
|
Vienna Insurance Group AG
VI:VIG |
Insurance - Diversified | 48.85% |
|
ageas SA/NV
BR:AGS |
Insurance - Diversified | 57.24% |
|
BB Seguridade Participacoes SA
SA:BBSE3 |
Insurance - Diversified | 43.47% |
|
Porto Seguro S.A
SA:PSSA3 |
Insurance - Diversified | 2.90% |
|
Sun Life Financial Inc.
TO:SLF |
Insurance - Diversified | 6.77% |
Annual Asset Resilience Ratio for Baloise Holding AG (2012–2024)
The table below shows the annual Asset Resilience Ratio data for Baloise Holding AG.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 11.71% | CHF9.37 Billion ≈ $11.84 Billion |
CHF79.98 Billion ≈ $101.11 Billion |
+0.19pp |
| 2023-12-31 | 11.53% | CHF8.98 Billion ≈ $11.35 Billion |
CHF77.87 Billion ≈ $98.45 Billion |
+6.94pp |
| 2022-12-31 | 4.59% | CHF3.58 Billion ≈ $4.53 Billion |
CHF77.99 Billion ≈ $98.61 Billion |
-0.63pp |
| 2021-12-31 | 5.22% | CHF4.65 Billion ≈ $5.88 Billion |
CHF89.16 Billion ≈ $112.72 Billion |
-0.06pp |
| 2020-12-31 | 5.28% | CHF4.63 Billion ≈ $5.86 Billion |
CHF87.69 Billion ≈ $110.86 Billion |
-0.56pp |
| 2019-12-31 | 5.85% | CHF5.05 Billion ≈ $6.39 Billion |
CHF86.44 Billion ≈ $109.28 Billion |
-0.34pp |
| 2018-12-31 | 6.18% | CHF5.00 Billion ≈ $6.32 Billion |
CHF80.85 Billion ≈ $102.22 Billion |
+0.86pp |
| 2017-12-31 | 5.33% | CHF4.50 Billion ≈ $5.69 Billion |
CHF84.52 Billion ≈ $106.86 Billion |
+0.34pp |
| 2016-12-31 | 4.99% | CHF4.02 Billion ≈ $5.08 Billion |
CHF80.61 Billion ≈ $101.92 Billion |
+3.81pp |
| 2015-12-31 | 1.17% | CHF925.60 Million ≈ $1.17 Billion |
CHF78.78 Billion ≈ $99.60 Billion |
-35.28pp |
| 2014-12-31 | 36.46% | CHF28.93 Billion ≈ $36.57 Billion |
CHF79.34 Billion ≈ $100.31 Billion |
+1.41pp |
| 2013-12-31 | 35.04% | CHF26.53 Billion ≈ $33.54 Billion |
CHF75.70 Billion ≈ $95.70 Billion |
0.00pp |
| 2012-12-31 | 35.05% | CHF25.77 Billion ≈ $32.58 Billion |
CHF73.53 Billion ≈ $92.96 Billion |
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About Baloise Holding AG
Baloise Holding AG, together with its subsidiaries, primarily engages in the insurance and banking businesses in Switzerland, Germany, Belgium, and Luxembourg. It operates through non-life, life, asset management and banking, and other Activities segments. The non-life segment offers accident and health insurance, as well as liability, motor, property, and marine insurance. The life segment provi… Read more