Bank of Montreal - Asset Resilience Ratio
Bank of Montreal (BMO) has an Asset Resilience Ratio of 20.77% as of January 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read BMO total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2007–2025)
This chart shows how Bank of Montreal's Asset Resilience Ratio has changed over time. See BMO book value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Bank of Montreal's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Bank of Montreal stock valuation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | CA$0.00 | 0% |
| Short-term Investments | CA$302.80 Billion | 20.77% |
| Total Liquid Assets | CA$302.80 Billion | 20.77% |
Asset Resilience Insights
- Good Liquidity Position: Bank of Montreal maintains a healthy 20.77% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Bank of Montreal Industry Peers by Asset Resilience Ratio
Compare Bank of Montreal's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
ING Groep N.V
F:INNA |
Banks - Diversified | 5.07% |
|
Barclays PLC
LSE:BARC |
Banks - Diversified | 28.91% |
|
Banco de Valores SA
BA:VALO |
Banks - Diversified | 2.91% |
|
Westpac Banking Corporation
AU:WBCPI |
Banks - Diversified | 9.53% |
|
Commonwealth Bank of Australia
AU:CBA |
Banks - Diversified | -11.41% |
|
Westpac Banking Corporation
AU:WBC |
Banks - Diversified | 9.53% |
|
National Australia Bank Ltd
AU:NAB |
Banks - Diversified | 3.96% |
|
ANZ Group Holdings Ltd
AU:ANZ |
Banks - Diversified | -26.51% |
Annual Asset Resilience Ratio for Bank of Montreal (2007–2025)
The table below shows the annual Asset Resilience Ratio data for Bank of Montreal.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-10-31 | 2.29% | CA$33.84 Billion ≈ $24.48 Billion |
CA$1.48 Trillion ≈ $1.07 Trillion |
-0.89pp |
| 2024-10-31 | 3.18% | CA$44.79 Billion ≈ $32.40 Billion |
CA$1.41 Trillion ≈ $1.02 Trillion |
+0.68pp |
| 2023-10-31 | 2.49% | CA$32.25 Billion ≈ $23.33 Billion |
CA$1.29 Trillion ≈ $935.54 Billion |
+0.30pp |
| 2022-10-31 | 2.20% | CA$25.01 Billion ≈ $18.09 Billion |
CA$1.14 Trillion ≈ $824.08 Billion |
+0.13pp |
| 2021-10-31 | 2.07% | CA$20.41 Billion ≈ $14.76 Billion |
CA$988.17 Billion ≈ $714.83 Billion |
-0.97pp |
| 2020-10-31 | 3.03% | CA$28.80 Billion ≈ $20.83 Billion |
CA$949.26 Billion ≈ $686.68 Billion |
-4.54pp |
| 2019-10-31 | 7.57% | CA$64.52 Billion ≈ $46.67 Billion |
CA$852.20 Billion ≈ $616.46 Billion |
-0.50pp |
| 2018-10-31 | 8.07% | CA$62.44 Billion ≈ $45.17 Billion |
CA$774.05 Billion ≈ $559.93 Billion |
+0.45pp |
| 2017-10-31 | 7.62% | CA$54.08 Billion ≈ $39.12 Billion |
CA$709.58 Billion ≈ $513.30 Billion |
-0.47pp |
| 2016-10-31 | 8.09% | CA$55.66 Billion ≈ $40.27 Billion |
CA$687.93 Billion ≈ $497.64 Billion |
+0.61pp |
| 2015-10-31 | 7.48% | CA$48.01 Billion ≈ $34.73 Billion |
CA$641.88 Billion ≈ $464.33 Billion |
-0.50pp |
| 2014-10-31 | 7.98% | CA$46.97 Billion ≈ $33.97 Billion |
CA$588.66 Billion ≈ $425.83 Billion |
+5.87pp |
| 2013-10-31 | 2.11% | CA$11.35 Billion ≈ $8.21 Billion |
CA$537.30 Billion ≈ $388.67 Billion |
-2.22pp |
| 2012-10-31 | 4.33% | CA$22.75 Billion ≈ $16.46 Billion |
CA$525.45 Billion ≈ $380.10 Billion |
+0.53pp |
| 2011-10-31 | 3.80% | CA$18.14 Billion ≈ $13.12 Billion |
CA$477.42 Billion ≈ $345.36 Billion |
-1.07pp |
| 2010-10-31 | 4.87% | CA$20.06 Billion ≈ $14.51 Billion |
CA$411.64 Billion ≈ $297.77 Billion |
-8.08pp |
| 2009-10-31 | 12.95% | CA$50.30 Billion ≈ $36.39 Billion |
CA$388.46 Billion ≈ $281.00 Billion |
+5.88pp |
| 2007-10-31 | 7.07% | CA$26.01 Billion ≈ $18.82 Billion |
CA$367.85 Billion ≈ $266.10 Billion |
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About Bank of Montreal
Bank of Montreal engages in the provision of diversified financial services primarily in North America. The company operates through Canadian P&C, U.S P&C, BMO Wealth Management, and BMO Capital Markets segments. It's personal banking products and services include deposits, home lending, consumer credit, small business lending, credit cards, cash management, financial and investment advice, and o… Read more