Bank of Montreal Total Assets
Bank of Montreal total assets. Based on the latest financial reports, Bank of Montreal (BMO) holds total assets worth CA$1.46 Trillion CAD (≈ $1.05 Trillion USD) as of January 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Also see Bank of Montreal (BMO) total market value for the company's overall valuation and market capitalisation.
Total Assets of Bank of Montreal (1994–2025)
Total assets of Bank of Montreal from 1994 to 2025. This chart illustrates how Bank of Montreal's total assets have evolved over time, based on quarterly financial data. See BMO stock price and chart for real-time trading data and today's change.
Bank of Montreal - Asset Composition Analysis
Bank of Montreal Total Assets Breakdown (October 2025)
Bank of Montreal total assets breakdown as of October 2025. Bank of Montreal's total assets of CA$1.46 Trillion consist of 10.7% current assets and 89.3% non-current assets.
| Asset Category | Amount (CAD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | CA$0.00 | 4.8% |
| Accounts Receivable | CA$54.18 Billion | 3.7% |
| Inventory | CA$0.00 | 0.0% |
| Property, Plant & Equipment | CA$6.25 Billion | 0.4% |
| Intangible Assets | CA$4.76 Billion | 0.3% |
| Goodwill | CA$16.80 Billion | 1.1% |
Asset Composition Trend (1994–2025)
This chart illustrates how Bank of Montreal's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. Explore how liquid is Bank of Montreal's working capital to assess how much short-term liquidity the company maintains relative to its equity base.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Bank of Montreal's current assets represent 10.7% of total assets in 2025, an increase from 10.5% in 1994.
- Cash Position: Cash and equivalents constituted 4.8% of total assets in 2025, down from 10.5% in 1994.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 1994.
- Asset Diversification: The largest asset category is accounts receivable at 3.7% of total assets.
Bank of Montreal Competitors by Total Assets
Key competitors of Bank of Montreal based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Bank of Nova Scotia
TO:BNS
|
Canada | CA$1.55 Trillion |
|
The Bank of New York Mellon Corporation
NYSE:BNY
|
USA | $525.14 Billion |
|
Firstrand Ltd
JSE:FSR
|
South Africa | ZAC2.68 Trillion |
|
Banco de Valores SA
BA:VALO
|
Argentina | AR$2.40 Trillion |
|
Westpac Banking Corporation
AU:WBCPI
|
Australia | AU$1.10 Trillion |
|
Commonwealth Bank of Australia
AU:CBA
|
Australia | AU$1.45 Trillion |
|
National Australia Bank Ltd
AU:NAB
|
Australia | AU$1.11 Trillion |
|
Westpac Banking Corporation
AU:WBC
|
Australia | AU$1.17 Trillion |
Bank of Montreal - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.39 | 0.27 | 1.75 |
| Quick Ratio | 0.39 | 0.22 | 1.75 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | CA$-655.42 Billion | CA$-511.43 Billion | CA$65.65 Billion |
Bank of Montreal - Advanced Valuation Insights
This section examines the relationship between Bank of Montreal's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.75 |
| Latest Market Cap to Assets Ratio | 0.08 |
| Asset Growth Rate (YoY) | 4.8% |
| Total Assets | CA$1.48 Trillion |
| Market Capitalization | $121.99 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Bank of Montreal's assets below their book value (0.08x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Bank of Montreal's assets grew by 4.8% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Bank of Montreal (1994–2025)
The table below shows the annual total assets of Bank of Montreal from 1994 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-10-31 | CA$1.48 Trillion ≈ $1.07 Trillion |
+4.76% |
| 2024-10-31 | CA$1.41 Trillion ≈ $1.02 Trillion |
+9.00% |
| 2023-10-31 | CA$1.29 Trillion ≈ $935.54 Billion |
+13.53% |
| 2022-10-31 | CA$1.14 Trillion ≈ $824.08 Billion |
+15.28% |
| 2021-10-31 | CA$988.17 Billion ≈ $714.83 Billion |
+4.10% |
| 2020-10-31 | CA$949.26 Billion ≈ $686.68 Billion |
+11.39% |
| 2019-10-31 | CA$852.20 Billion ≈ $616.46 Billion |
+10.10% |
| 2018-10-31 | CA$774.05 Billion ≈ $559.93 Billion |
-29.54% |
| 2017-12-31 | CA$1.10 Trillion ≈ $794.70 Billion |
+54.82% |
| 2017-10-31 | CA$709.58 Billion ≈ $513.30 Billion |
-29.78% |
| 2016-12-31 | CA$1.01 Trillion ≈ $730.99 Billion |
+46.89% |
| 2016-10-31 | CA$687.93 Billion ≈ $497.64 Billion |
-42.14% |
| 2015-12-31 | CA$1.19 Trillion ≈ $860.09 Billion |
+85.23% |
| 2015-10-31 | CA$641.88 Billion ≈ $464.33 Billion |
-51.85% |
| 2014-12-31 | CA$1.33 Trillion ≈ $964.28 Billion |
+126.45% |
| 2014-10-31 | CA$588.66 Billion ≈ $425.83 Billion |
+9.56% |
| 2013-10-31 | CA$537.30 Billion ≈ $388.67 Billion |
+2.26% |
| 2012-10-31 | CA$525.45 Billion ≈ $380.10 Billion |
+10.06% |
| 2011-10-31 | CA$477.42 Billion ≈ $345.36 Billion |
+15.98% |
| 2010-10-31 | CA$411.64 Billion ≈ $297.77 Billion |
+5.97% |
| 2009-10-31 | CA$388.46 Billion ≈ $281.00 Billion |
-6.63% |
| 2008-10-31 | CA$416.05 Billion ≈ $300.96 Billion |
+13.10% |
| 2007-10-31 | CA$367.85 Billion ≈ $266.10 Billion |
+14.48% |
| 2006-10-31 | CA$321.34 Billion ≈ $232.45 Billion |
+8.00% |
| 2005-10-31 | CA$297.53 Billion ≈ $215.23 Billion |
+12.19% |
| 2004-10-31 | CA$265.19 Billion ≈ $191.84 Billion |
+3.39% |
| 2003-10-31 | CA$256.49 Billion ≈ $185.54 Billion |
+1.44% |
| 2002-10-31 | CA$252.86 Billion ≈ $182.92 Billion |
+5.62% |
| 2001-10-31 | CA$239.41 Billion ≈ $173.19 Billion |
+2.58% |
| 2000-10-31 | CA$233.40 Billion ≈ $168.84 Billion |
+1.21% |
| 1999-10-31 | CA$230.61 Billion ≈ $166.82 Billion |
+3.61% |
| 1998-10-31 | CA$222.59 Billion ≈ $161.02 Billion |
+7.10% |
| 1997-10-31 | CA$207.84 Billion ≈ $150.35 Billion |
+22.38% |
| 1996-10-31 | CA$169.83 Billion ≈ $122.85 Billion |
+11.85% |
| 1995-10-31 | CA$151.83 Billion ≈ $109.83 Billion |
+9.89% |
| 1994-10-31 | CA$138.18 Billion ≈ $99.95 Billion |
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About Bank of Montreal
Bank of Montreal engages in the provision of diversified financial services primarily in North America. The company operates through Canadian P&C, U.S P&C, BMO Wealth Management, and BMO Capital Markets segments. It's personal banking products and services include deposits, home lending, consumer credit, small business lending, credit cards, cash management, financial and investment advice, and o… Read more