Bank of Montreal (BMO) - Cash Flow Conversion Efficiency

Latest as of January 2026: -0.016x

Based on the latest financial reports, Bank of Montreal (BMO) has a cash flow conversion efficiency ratio of -0.016x as of January 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (CA$-1.34 Billion ≈ $-967.89 Million USD) by net assets (CA$85.75 Billion ≈ $62.03 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See BMO defensive interval ratio to measure how many days the company can operate on defensive assets alone.

Bank of Montreal - Cash Flow Conversion Efficiency Trend (1994–2025)

This chart illustrates how Bank of Montreal's cash flow conversion efficiency has evolved over time, based on yearly financial data.

Bank of Montreal Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Bank of Montreal ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
SAFRAN UNSPONS.ADR 1/4 F:SEJU	N/A
Samsung Electronics Co Pref KO:005935	0.083x
Banco Bilbao Viscaya Argentaria SA ADR NYSE:BBVA	0.278x
Enbridge Inc TO:ENB	0.037x
Unilever PLC NASDAQ:UNLYD	N/A
Cambricon Technologies Corp Ltd SHG:688256	-0.035x
Sony Group Corp NYSE:SONY	0.064x
Sumitomo Mitsui Financial Group Inc F:XMFA	N/A

Annual Cash Flow Conversion Efficiency for Bank of Montreal (1994–2025)

The table below shows the annual cash flow conversion efficiency of Bank of Montreal from 1994 to 2025. For the full company profile with market capitalisation and key ratios, see BMO market cap.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-10-31	CA$88.10 Billion ≈ $63.73 Billion	CA$10.24 Billion ≈ $7.41 Billion	0.116x	-66.25%
2024-10-31	CA$84.29 Billion ≈ $60.97 Billion	CA$29.03 Billion ≈ $21.00 Billion	0.344x	+176.65%
2023-10-31	CA$77.04 Billion ≈ $55.73 Billion	CA$9.59 Billion ≈ $6.94 Billion	0.124x	+78.42%
2022-10-31	CA$71.04 Billion ≈ $51.39 Billion	CA$4.96 Billion ≈ $3.59 Billion	0.070x	-70.10%
2021-10-31	CA$57.52 Billion ≈ $41.61 Billion	CA$13.42 Billion ≈ $9.71 Billion	0.233x	-74.02%
2020-10-31	CA$56.59 Billion ≈ $40.94 Billion	CA$50.84 Billion ≈ $36.77 Billion	0.898x	+56.57%
2019-10-31	CA$51.08 Billion ≈ $36.95 Billion	CA$29.30 Billion ≈ $21.20 Billion	0.574x	+261.68%
2018-10-31	CA$45.73 Billion ≈ $33.08 Billion	CA$-16.23 Billion ≈ $-11.74 Billion	-0.355x	-443.17%
2017-12-31	CA$66.16 Billion ≈ $47.86 Billion	CA$-4.32 Billion ≈ $-3.13 Billion	-0.065x	-199.64%
2017-10-31	CA$44.35 Billion ≈ $32.09 Billion	CA$2.91 Billion ≈ $2.10 Billion	0.066x	+51.80%
2016-12-31	CA$59.34 Billion ≈ $42.93 Billion	CA$2.56 Billion ≈ $1.85 Billion	0.043x	-71.31%
2016-10-31	CA$42.33 Billion ≈ $30.62 Billion	CA$6.37 Billion ≈ $4.61 Billion	0.151x	-57.16%
2015-12-31	CA$68.67 Billion ≈ $49.67 Billion	CA$24.13 Billion ≈ $17.46 Billion	0.351x	+523.38%
2015-10-31	CA$39.91 Billion ≈ $28.87 Billion	CA$2.25 Billion ≈ $1.63 Billion	0.056x	-73.49%
2014-12-31	CA$75.92 Billion ≈ $54.92 Billion	CA$16.14 Billion ≈ $11.68 Billion	0.213x	+159.08%
2014-10-31	CA$35.40 Billion ≈ $25.61 Billion	CA$-12.74 Billion ≈ $-9.22 Billion	-0.360x	-199.09%
2013-10-31	CA$31.48 Billion ≈ $22.77 Billion	CA$11.43 Billion ≈ $8.27 Billion	0.363x	+6.53%
2012-10-31	CA$30.09 Billion ≈ $21.77 Billion	CA$10.26 Billion ≈ $7.42 Billion	0.341x	+1576.12%
2011-10-31	CA$28.12 Billion ≈ $20.34 Billion	CA$572.00 Million ≈ $413.78 Million	0.020x	+106.76%
2010-10-31	CA$21.88 Billion ≈ $15.83 Billion	CA$-6.58 Billion ≈ $-4.76 Billion	-0.301x	-147.50%
2009-10-31	CA$20.20 Billion ≈ $14.61 Billion	CA$12.79 Billion ≈ $9.25 Billion	0.633x	+191.72%
2008-10-31	CA$19.55 Billion ≈ $14.14 Billion	CA$4.25 Billion ≈ $3.07 Billion	0.217x	+125.89%
2007-10-31	CA$16.63 Billion ≈ $12.03 Billion	CA$-13.94 Billion ≈ $-10.09 Billion	-0.839x	-2335.24%
2006-10-31	CA$16.42 Billion ≈ $11.88 Billion	CA$616.00 Million ≈ $445.60 Million	0.038x	+108.11%
2005-10-31	CA$15.69 Billion ≈ $11.35 Billion	CA$-7.25 Billion ≈ $-5.25 Billion	-0.462x	-344.45%
2004-10-31	CA$13.19 Billion ≈ $9.54 Billion	CA$2.49 Billion ≈ $1.80 Billion	0.189x	+125.46%
2003-10-31	CA$12.48 Billion ≈ $9.03 Billion	CA$-9.27 Billion ≈ $-6.71 Billion	-0.743x	-115.69%
2002-10-31	CA$11.89 Billion ≈ $8.60 Billion	CA$-4.10 Billion ≈ $-2.96 Billion	-0.344x	-134.54%
2001-10-31	CA$10.68 Billion ≈ $7.73 Billion	CA$10.65 Billion ≈ $7.70 Billion	0.997x	+522.65%
2000-10-31	CA$12.69 Billion ≈ $9.18 Billion	CA$-2.99 Billion ≈ $-2.17 Billion	-0.236x	-161.88%
1999-10-31	CA$11.37 Billion ≈ $8.23 Billion	CA$4.34 Billion ≈ $3.14 Billion	0.381x	+43.95%
1998-10-31	CA$11.13 Billion ≈ $8.05 Billion	CA$2.95 Billion ≈ $2.13 Billion	0.265x	+235.81%
1997-10-31	CA$8.90 Billion ≈ $6.44 Billion	CA$-1.74 Billion ≈ $-1.26 Billion	-0.195x	+69.21%
1996-10-31	CA$7.59 Billion ≈ $5.49 Billion	CA$-4.80 Billion ≈ $-3.48 Billion	-0.633x	-544.46%
1995-10-31	CA$7.03 Billion ≈ $5.09 Billion	CA$-690.94 Million ≈ $-499.81 Million	-0.098x	-609.57%
1994-10-31	CA$6.54 Billion ≈ $4.73 Billion	CA$126.07 Million ≈ $91.19 Million	0.019x	--

About Bank of Montreal

TO:BMO Canada Banks - Diversified

Market Cap

$120.94 Billion

CA$167.19 Billion CAD

Market Cap Rank

#197 Global

#5 in Canada

Share Price

CA$237.17

Change (1 day)

+0.71%

52-Week Range

CA$144.27 - CA$237.17

All Time High

CA$237.17