Bank of Montreal Cash Flow Conversion Efficiency

Latest as of January 2026: -0.016x

Bank of Montreal cash flow conversion efficiency. Based on the latest financial reports, Bank of Montreal (BMO) has a cash flow conversion efficiency ratio of -0.016x as of January 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (CA$-1.34 Billion ≈ $-967.89 Million USD) by net assets (CA$85.75 Billion ≈ $62.03 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.

Cash Flow Conversion Efficiency of Bank of Montreal (1994–2025)

Cash flow conversion efficiency of Bank of Montreal from 1994 to 2025. This chart illustrates how Bank of Montreal's cash flow conversion efficiency has evolved over time, based on yearly financial data. View BMO stock price for real-time trading data and today's change.

Bank of Montreal Cash Flow Conversion Ratio Explained

Bank of Montreal cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.

Bank of Montreal Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Bank of Montreal ranked by their cash flow conversion efficiency. Also see BMO stock market capitalisation for the company's overall valuation and market capitalisation.

Company	Cash Flow Conversion Efficiency
Progressive Corp NYSE:PGR	0.105x
China Shenhua Energy Co SHG:601088	0.054x
SIEMENS ENERGY AG ADR/1 F:ENR0	0.272x
SCHNEIDER ELECTR.ADR/1/5 F:SNDB	N/A
Prologis Inc NYSE:PLD	0.023x
Banco Bilbao Viscaya Argentaria SA ADR NYSE:BBVA	0.000x
Lowe's Companies Inc NYSE:LOW	-0.361x
Western Digital Corporation NASDAQ:WDC	0.124x

Annual Cash Flow Conversion Efficiency for Bank of Montreal (1994–2025)

The table below shows the annual cash flow conversion efficiency of Bank of Montreal from 1994 to 2025. Review cash generation quality of Bank of Montreal to assess how much free cash flow the company generates relative to operating cash flow.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-10-31	CA$88.10 Billion ≈ $63.73 Billion	CA$10.24 Billion ≈ $7.41 Billion	0.116x	-66.25%
2024-10-31	CA$84.29 Billion ≈ $60.97 Billion	CA$29.03 Billion ≈ $21.00 Billion	0.344x	+176.65%
2023-10-31	CA$77.04 Billion ≈ $55.73 Billion	CA$9.59 Billion ≈ $6.94 Billion	0.124x	+78.42%
2022-10-31	CA$71.04 Billion ≈ $51.39 Billion	CA$4.96 Billion ≈ $3.59 Billion	0.070x	-70.10%
2021-10-31	CA$57.52 Billion ≈ $41.61 Billion	CA$13.42 Billion ≈ $9.71 Billion	0.233x	-74.02%
2020-10-31	CA$56.59 Billion ≈ $40.94 Billion	CA$50.84 Billion ≈ $36.77 Billion	0.898x	+56.57%
2019-10-31	CA$51.08 Billion ≈ $36.95 Billion	CA$29.30 Billion ≈ $21.20 Billion	0.574x	+261.68%
2018-10-31	CA$45.73 Billion ≈ $33.08 Billion	CA$-16.23 Billion ≈ $-11.74 Billion	-0.355x	-443.17%
2017-12-31	CA$66.16 Billion ≈ $47.86 Billion	CA$-4.32 Billion ≈ $-3.13 Billion	-0.065x	-199.64%
2017-10-31	CA$44.35 Billion ≈ $32.09 Billion	CA$2.91 Billion ≈ $2.10 Billion	0.066x	+51.80%
2016-12-31	CA$59.34 Billion ≈ $42.93 Billion	CA$2.56 Billion ≈ $1.85 Billion	0.043x	-71.31%
2016-10-31	CA$42.33 Billion ≈ $30.62 Billion	CA$6.37 Billion ≈ $4.61 Billion	0.151x	-57.16%
2015-12-31	CA$68.67 Billion ≈ $49.67 Billion	CA$24.13 Billion ≈ $17.46 Billion	0.351x	+523.38%
2015-10-31	CA$39.91 Billion ≈ $28.87 Billion	CA$2.25 Billion ≈ $1.63 Billion	0.056x	-73.49%
2014-12-31	CA$75.92 Billion ≈ $54.92 Billion	CA$16.14 Billion ≈ $11.68 Billion	0.213x	+159.08%
2014-10-31	CA$35.40 Billion ≈ $25.61 Billion	CA$-12.74 Billion ≈ $-9.22 Billion	-0.360x	-199.09%
2013-10-31	CA$31.48 Billion ≈ $22.77 Billion	CA$11.43 Billion ≈ $8.27 Billion	0.363x	+6.53%
2012-10-31	CA$30.09 Billion ≈ $21.77 Billion	CA$10.26 Billion ≈ $7.42 Billion	0.341x	+1576.12%
2011-10-31	CA$28.12 Billion ≈ $20.34 Billion	CA$572.00 Million ≈ $413.78 Million	0.020x	+106.76%
2010-10-31	CA$21.88 Billion ≈ $15.83 Billion	CA$-6.58 Billion ≈ $-4.76 Billion	-0.301x	-147.50%
2009-10-31	CA$20.20 Billion ≈ $14.61 Billion	CA$12.79 Billion ≈ $9.25 Billion	0.633x	+191.72%
2008-10-31	CA$19.55 Billion ≈ $14.14 Billion	CA$4.25 Billion ≈ $3.07 Billion	0.217x	+125.89%
2007-10-31	CA$16.63 Billion ≈ $12.03 Billion	CA$-13.94 Billion ≈ $-10.09 Billion	-0.839x	-2335.24%
2006-10-31	CA$16.42 Billion ≈ $11.88 Billion	CA$616.00 Million ≈ $445.60 Million	0.038x	+108.11%
2005-10-31	CA$15.69 Billion ≈ $11.35 Billion	CA$-7.25 Billion ≈ $-5.25 Billion	-0.462x	-344.45%
2004-10-31	CA$13.19 Billion ≈ $9.54 Billion	CA$2.49 Billion ≈ $1.80 Billion	0.189x	+125.46%
2003-10-31	CA$12.48 Billion ≈ $9.03 Billion	CA$-9.27 Billion ≈ $-6.71 Billion	-0.743x	-115.69%
2002-10-31	CA$11.89 Billion ≈ $8.60 Billion	CA$-4.10 Billion ≈ $-2.96 Billion	-0.344x	-134.54%
2001-10-31	CA$10.68 Billion ≈ $7.73 Billion	CA$10.65 Billion ≈ $7.70 Billion	0.997x	+522.65%
2000-10-31	CA$12.69 Billion ≈ $9.18 Billion	CA$-2.99 Billion ≈ $-2.17 Billion	-0.236x	-161.88%
1999-10-31	CA$11.37 Billion ≈ $8.23 Billion	CA$4.34 Billion ≈ $3.14 Billion	0.381x	+43.95%
1998-10-31	CA$11.13 Billion ≈ $8.05 Billion	CA$2.95 Billion ≈ $2.13 Billion	0.265x	+235.81%
1997-10-31	CA$8.90 Billion ≈ $6.44 Billion	CA$-1.74 Billion ≈ $-1.26 Billion	-0.195x	+69.21%
1996-10-31	CA$7.59 Billion ≈ $5.49 Billion	CA$-4.80 Billion ≈ $-3.48 Billion	-0.633x	-544.46%
1995-10-31	CA$7.03 Billion ≈ $5.09 Billion	CA$-690.94 Million ≈ $-499.81 Million	-0.098x	-609.57%
1994-10-31	CA$6.54 Billion ≈ $4.73 Billion	CA$126.07 Million ≈ $91.19 Million	0.019x	--

About Bank of Montreal

TO:BMO Canada Banks - Diversified

Market Cap

$123.42 Billion

CA$170.61 Billion CAD

Market Cap Rank

#194 Global

#4 in Canada

Share Price

CA$242.03

Change (1 day)

+1.17%

52-Week Range

CA$169.13 - CA$257.88

All Time High

CA$257.88