Bank of Montreal (BMO) - Cash Flow Conversion Efficiency

Latest as of January 2026: -0.016x

Based on the latest financial reports, Bank of Montreal (BMO) has a cash flow conversion efficiency ratio of -0.016x as of January 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (CA$-1.34 Billion ≈ $-967.89 Million USD) by net assets (CA$85.75 Billion ≈ $62.03 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also see how much is Bank of Montreal worth for the company's overall valuation and market capitalisation.

Bank of Montreal - Cash Flow Conversion Efficiency Trend (1994–2025)

This chart illustrates how Bank of Montreal's cash flow conversion efficiency has evolved over time, based on yearly financial data.

Bank of Montreal Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Bank of Montreal ranked by their cash flow conversion efficiency. Explore how high is Bank of Montreal's earnings quality to measure how well operating cash flow supports reported net income.

Company	Cash Flow Conversion Efficiency
Chubb Ltd NYSE:CB	0.049x
Progressive Corp NYSE:PGR	0.105x
SIEMENS ENERGY AG ADR/1 F:ENR0	0.272x
SCHNEIDER ELECTR.ADR/1/5 F:SNDB	N/A
Capital One Financial Corporation NYSE:COF	0.074x
FAST RETAIL.CO.SP.HDR 1 F:FR7H	0.073x
China Merchants Bank Co Ltd SHG:600036	0.030x
Banco Bilbao Viscaya Argentaria SA ADR NYSE:BBVA	0.000x

Annual Cash Flow Conversion Efficiency for Bank of Montreal (1994–2025)

The table below shows the annual cash flow conversion efficiency of Bank of Montreal from 1994 to 2025. View current stock price of Bank of Montreal for real-time trading data and today's change.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-10-31	CA$88.10 Billion ≈ $63.73 Billion	CA$10.24 Billion ≈ $7.41 Billion	0.116x	-66.25%
2024-10-31	CA$84.29 Billion ≈ $60.97 Billion	CA$29.03 Billion ≈ $21.00 Billion	0.344x	+176.65%
2023-10-31	CA$77.04 Billion ≈ $55.73 Billion	CA$9.59 Billion ≈ $6.94 Billion	0.124x	+78.42%
2022-10-31	CA$71.04 Billion ≈ $51.39 Billion	CA$4.96 Billion ≈ $3.59 Billion	0.070x	-70.10%
2021-10-31	CA$57.52 Billion ≈ $41.61 Billion	CA$13.42 Billion ≈ $9.71 Billion	0.233x	-74.02%
2020-10-31	CA$56.59 Billion ≈ $40.94 Billion	CA$50.84 Billion ≈ $36.77 Billion	0.898x	+56.57%
2019-10-31	CA$51.08 Billion ≈ $36.95 Billion	CA$29.30 Billion ≈ $21.20 Billion	0.574x	+261.68%
2018-10-31	CA$45.73 Billion ≈ $33.08 Billion	CA$-16.23 Billion ≈ $-11.74 Billion	-0.355x	-443.17%
2017-12-31	CA$66.16 Billion ≈ $47.86 Billion	CA$-4.32 Billion ≈ $-3.13 Billion	-0.065x	-199.64%
2017-10-31	CA$44.35 Billion ≈ $32.09 Billion	CA$2.91 Billion ≈ $2.10 Billion	0.066x	+51.80%
2016-12-31	CA$59.34 Billion ≈ $42.93 Billion	CA$2.56 Billion ≈ $1.85 Billion	0.043x	-71.31%
2016-10-31	CA$42.33 Billion ≈ $30.62 Billion	CA$6.37 Billion ≈ $4.61 Billion	0.151x	-57.16%
2015-12-31	CA$68.67 Billion ≈ $49.67 Billion	CA$24.13 Billion ≈ $17.46 Billion	0.351x	+523.38%
2015-10-31	CA$39.91 Billion ≈ $28.87 Billion	CA$2.25 Billion ≈ $1.63 Billion	0.056x	-73.49%
2014-12-31	CA$75.92 Billion ≈ $54.92 Billion	CA$16.14 Billion ≈ $11.68 Billion	0.213x	+159.08%
2014-10-31	CA$35.40 Billion ≈ $25.61 Billion	CA$-12.74 Billion ≈ $-9.22 Billion	-0.360x	-199.09%
2013-10-31	CA$31.48 Billion ≈ $22.77 Billion	CA$11.43 Billion ≈ $8.27 Billion	0.363x	+6.53%
2012-10-31	CA$30.09 Billion ≈ $21.77 Billion	CA$10.26 Billion ≈ $7.42 Billion	0.341x	+1576.12%
2011-10-31	CA$28.12 Billion ≈ $20.34 Billion	CA$572.00 Million ≈ $413.78 Million	0.020x	+106.76%
2010-10-31	CA$21.88 Billion ≈ $15.83 Billion	CA$-6.58 Billion ≈ $-4.76 Billion	-0.301x	-147.50%
2009-10-31	CA$20.20 Billion ≈ $14.61 Billion	CA$12.79 Billion ≈ $9.25 Billion	0.633x	+191.72%
2008-10-31	CA$19.55 Billion ≈ $14.14 Billion	CA$4.25 Billion ≈ $3.07 Billion	0.217x	+125.89%
2007-10-31	CA$16.63 Billion ≈ $12.03 Billion	CA$-13.94 Billion ≈ $-10.09 Billion	-0.839x	-2335.24%
2006-10-31	CA$16.42 Billion ≈ $11.88 Billion	CA$616.00 Million ≈ $445.60 Million	0.038x	+108.11%
2005-10-31	CA$15.69 Billion ≈ $11.35 Billion	CA$-7.25 Billion ≈ $-5.25 Billion	-0.462x	-344.45%
2004-10-31	CA$13.19 Billion ≈ $9.54 Billion	CA$2.49 Billion ≈ $1.80 Billion	0.189x	+125.46%
2003-10-31	CA$12.48 Billion ≈ $9.03 Billion	CA$-9.27 Billion ≈ $-6.71 Billion	-0.743x	-115.69%
2002-10-31	CA$11.89 Billion ≈ $8.60 Billion	CA$-4.10 Billion ≈ $-2.96 Billion	-0.344x	-134.54%
2001-10-31	CA$10.68 Billion ≈ $7.73 Billion	CA$10.65 Billion ≈ $7.70 Billion	0.997x	+522.65%
2000-10-31	CA$12.69 Billion ≈ $9.18 Billion	CA$-2.99 Billion ≈ $-2.17 Billion	-0.236x	-161.88%
1999-10-31	CA$11.37 Billion ≈ $8.23 Billion	CA$4.34 Billion ≈ $3.14 Billion	0.381x	+43.95%
1998-10-31	CA$11.13 Billion ≈ $8.05 Billion	CA$2.95 Billion ≈ $2.13 Billion	0.265x	+235.81%
1997-10-31	CA$8.90 Billion ≈ $6.44 Billion	CA$-1.74 Billion ≈ $-1.26 Billion	-0.195x	+69.21%
1996-10-31	CA$7.59 Billion ≈ $5.49 Billion	CA$-4.80 Billion ≈ $-3.48 Billion	-0.633x	-544.46%
1995-10-31	CA$7.03 Billion ≈ $5.09 Billion	CA$-690.94 Million ≈ $-499.81 Million	-0.098x	-609.57%
1994-10-31	CA$6.54 Billion ≈ $4.73 Billion	CA$126.07 Million ≈ $91.19 Million	0.019x	--

About Bank of Montreal

TO:BMO Canada Banks - Diversified

Market Cap

$124.03 Billion

CA$171.46 Billion CAD

Market Cap Rank

#199 Global

#4 in Canada

Share Price

CA$243.24

Change (1 day)

+0.66%

52-Week Range

CA$169.13 - CA$257.88

All Time High

CA$257.88