Bank of Montreal (BMO) - Cash Flow Conversion Efficiency

Latest as of January 2026: -0.016x

Based on the latest financial reports, Bank of Montreal (BMO) has a cash flow conversion efficiency ratio of -0.016x as of January 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (CA$-1.34 Billion ≈ $-967.89 Million USD) by net assets (CA$85.75 Billion ≈ $62.03 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.

Bank of Montreal - Cash Flow Conversion Efficiency Trend (1994–2025)

This chart illustrates how Bank of Montreal's cash flow conversion efficiency has evolved over time, based on yearly financial data. Read BMO liabilities breakdown for a breakdown of total debt and financial obligations.

Bank of Montreal Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Bank of Montreal ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Lockheed Martin Corporation NYSE:LMT	0.603x
State Bank of India NSE:SBIN	-0.265x
Vertex Pharmaceuticals Inc NASDAQ:VRTX	0.067x
Air Liquide SA PA:AI	0.130x
Sanofi F:SNW2	0.051x
CME Group Inc NASDAQ:CME	0.039x
Cambricon Technologies Corp Ltd SHG:688256	-0.082x
Medtronic plc SA:MDTC34	0.041x

Annual Cash Flow Conversion Efficiency for Bank of Montreal (1994–2025)

The table below shows the annual cash flow conversion efficiency of Bank of Montreal from 1994 to 2025. For the full company profile with market capitalisation and key ratios, see BMO market cap.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-10-31	CA$88.10 Billion ≈ $63.73 Billion	CA$10.24 Billion ≈ $7.41 Billion	0.116x	-66.25%
2024-10-31	CA$84.29 Billion ≈ $60.97 Billion	CA$29.03 Billion ≈ $21.00 Billion	0.344x	+176.65%
2023-10-31	CA$77.04 Billion ≈ $55.73 Billion	CA$9.59 Billion ≈ $6.94 Billion	0.124x	+78.42%
2022-10-31	CA$71.04 Billion ≈ $51.39 Billion	CA$4.96 Billion ≈ $3.59 Billion	0.070x	-70.10%
2021-10-31	CA$57.52 Billion ≈ $41.61 Billion	CA$13.42 Billion ≈ $9.71 Billion	0.233x	-74.02%
2020-10-31	CA$56.59 Billion ≈ $40.94 Billion	CA$50.84 Billion ≈ $36.77 Billion	0.898x	+56.57%
2019-10-31	CA$51.08 Billion ≈ $36.95 Billion	CA$29.30 Billion ≈ $21.20 Billion	0.574x	+261.68%
2018-10-31	CA$45.73 Billion ≈ $33.08 Billion	CA$-16.23 Billion ≈ $-11.74 Billion	-0.355x	-443.17%
2017-12-31	CA$66.16 Billion ≈ $47.86 Billion	CA$-4.32 Billion ≈ $-3.13 Billion	-0.065x	-199.64%
2017-10-31	CA$44.35 Billion ≈ $32.09 Billion	CA$2.91 Billion ≈ $2.10 Billion	0.066x	+51.80%
2016-12-31	CA$59.34 Billion ≈ $42.93 Billion	CA$2.56 Billion ≈ $1.85 Billion	0.043x	-71.31%
2016-10-31	CA$42.33 Billion ≈ $30.62 Billion	CA$6.37 Billion ≈ $4.61 Billion	0.151x	-57.16%
2015-12-31	CA$68.67 Billion ≈ $49.67 Billion	CA$24.13 Billion ≈ $17.46 Billion	0.351x	+523.38%
2015-10-31	CA$39.91 Billion ≈ $28.87 Billion	CA$2.25 Billion ≈ $1.63 Billion	0.056x	-73.49%
2014-12-31	CA$75.92 Billion ≈ $54.92 Billion	CA$16.14 Billion ≈ $11.68 Billion	0.213x	+159.08%
2014-10-31	CA$35.40 Billion ≈ $25.61 Billion	CA$-12.74 Billion ≈ $-9.22 Billion	-0.360x	-199.09%
2013-10-31	CA$31.48 Billion ≈ $22.77 Billion	CA$11.43 Billion ≈ $8.27 Billion	0.363x	+6.53%
2012-10-31	CA$30.09 Billion ≈ $21.77 Billion	CA$10.26 Billion ≈ $7.42 Billion	0.341x	+1576.12%
2011-10-31	CA$28.12 Billion ≈ $20.34 Billion	CA$572.00 Million ≈ $413.78 Million	0.020x	+106.76%
2010-10-31	CA$21.88 Billion ≈ $15.83 Billion	CA$-6.58 Billion ≈ $-4.76 Billion	-0.301x	-147.50%
2009-10-31	CA$20.20 Billion ≈ $14.61 Billion	CA$12.79 Billion ≈ $9.25 Billion	0.633x	+191.72%
2008-10-31	CA$19.55 Billion ≈ $14.14 Billion	CA$4.25 Billion ≈ $3.07 Billion	0.217x	+125.89%
2007-10-31	CA$16.63 Billion ≈ $12.03 Billion	CA$-13.94 Billion ≈ $-10.09 Billion	-0.839x	-2335.24%
2006-10-31	CA$16.42 Billion ≈ $11.88 Billion	CA$616.00 Million ≈ $445.60 Million	0.038x	+108.11%
2005-10-31	CA$15.69 Billion ≈ $11.35 Billion	CA$-7.25 Billion ≈ $-5.25 Billion	-0.462x	-344.45%
2004-10-31	CA$13.19 Billion ≈ $9.54 Billion	CA$2.49 Billion ≈ $1.80 Billion	0.189x	+125.46%
2003-10-31	CA$12.48 Billion ≈ $9.03 Billion	CA$-9.27 Billion ≈ $-6.71 Billion	-0.743x	-115.69%
2002-10-31	CA$11.89 Billion ≈ $8.60 Billion	CA$-4.10 Billion ≈ $-2.96 Billion	-0.344x	-134.54%
2001-10-31	CA$10.68 Billion ≈ $7.73 Billion	CA$10.65 Billion ≈ $7.70 Billion	0.997x	+522.65%
2000-10-31	CA$12.69 Billion ≈ $9.18 Billion	CA$-2.99 Billion ≈ $-2.17 Billion	-0.236x	-161.88%
1999-10-31	CA$11.37 Billion ≈ $8.23 Billion	CA$4.34 Billion ≈ $3.14 Billion	0.381x	+43.95%
1998-10-31	CA$11.13 Billion ≈ $8.05 Billion	CA$2.95 Billion ≈ $2.13 Billion	0.265x	+235.81%
1997-10-31	CA$8.90 Billion ≈ $6.44 Billion	CA$-1.74 Billion ≈ $-1.26 Billion	-0.195x	+69.21%
1996-10-31	CA$7.59 Billion ≈ $5.49 Billion	CA$-4.80 Billion ≈ $-3.48 Billion	-0.633x	-544.46%
1995-10-31	CA$7.03 Billion ≈ $5.09 Billion	CA$-690.94 Million ≈ $-499.81 Million	-0.098x	-609.57%
1994-10-31	CA$6.54 Billion ≈ $4.73 Billion	CA$126.07 Million ≈ $91.19 Million	0.019x	--

About Bank of Montreal

TO:BMO Canada Banks - Diversified

Market Cap

$105.76 Billion

CA$146.21 Billion CAD

Market Cap Rank

#226 Global

#5 in Canada

Share Price

CA$207.41

Change (1 day)

+0.28%

52-Week Range

CA$135.04 - CA$209.61

All Time High

CA$209.61