Bank of Montreal (BMO) - Total Liabilities
Based on the latest financial reports, Bank of Montreal (BMO) has total liabilities worth CA$1.37 Trillion CAD (≈ $992.76 Billion USD) as of January 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore Bank of Montreal cash flow conversion to assess how effectively this company generates cash.
Bank of Montreal - Total Liabilities Trend (1994–2025)
This chart illustrates how Bank of Montreal's total liabilities have evolved over time, based on quarterly financial data. Check BMO financial resilience to evaluate the company's liquid asset resilience ratio.
Bank of Montreal Competitors by Total Liabilities
The table below lists competitors of Bank of Montreal ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Air Liquide SA
PA:AI
|
France | €24.97 Billion |
|
Vertex Pharmaceuticals Inc
NASDAQ:VRTX
|
USA | $6.98 Billion |
|
State Bank of India
NSE:SBIN
|
India | Rs72.70 Trillion |
|
Lockheed Martin Corporation
NYSE:LMT
|
USA | $54.09 Billion |
|
Sanofi
F:SNW2
|
Germany | €56.26 Billion |
|
CME Group Inc
NASDAQ:CME
|
USA | $169.82 Billion |
|
Cambricon Technologies Corp Ltd
SHG:688256
|
China | CN¥1.27 Billion |
|
Medtronic plc
SA:MDTC34
|
Brazil | R$42.69 Billion |
Liability Composition Analysis (1994–2025)
This chart breaks down Bank of Montreal's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see Bank of Montreal stock valuation.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.39 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 16.01 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.94 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Bank of Montreal's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Bank of Montreal (1994–2025)
The table below shows the annual total liabilities of Bank of Montreal from 1994 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-10-31 | CA$1.39 Trillion ≈ $1.00 Trillion |
+4.78% |
| 2024-10-31 | CA$1.33 Trillion ≈ $958.75 Billion |
+8.97% |
| 2023-10-31 | CA$1.22 Trillion ≈ $879.81 Billion |
+13.86% |
| 2022-10-31 | CA$1.07 Trillion ≈ $772.69 Billion |
+14.78% |
| 2021-10-31 | CA$930.65 Billion ≈ $673.22 Billion |
+4.26% |
| 2020-10-31 | CA$892.67 Billion ≈ $645.74 Billion |
+11.43% |
| 2019-10-31 | CA$801.12 Billion ≈ $579.52 Billion |
+10.00% |
| 2018-10-31 | CA$728.32 Billion ≈ $526.86 Billion |
-29.46% |
| 2017-12-31 | CA$1.03 Trillion ≈ $746.84 Billion |
+55.20% |
| 2017-10-31 | CA$665.23 Billion ≈ $481.21 Billion |
-30.06% |
| 2016-12-31 | CA$951.16 Billion ≈ $688.06 Billion |
+47.33% |
| 2016-10-31 | CA$645.61 Billion ≈ $467.02 Billion |
-42.37% |
| 2015-12-31 | CA$1.12 Trillion ≈ $810.42 Billion |
+86.11% |
| 2015-10-31 | CA$601.97 Billion ≈ $435.45 Billion |
-52.11% |
| 2014-12-31 | CA$1.26 Trillion ≈ $909.36 Billion |
+127.22% |
| 2014-10-31 | CA$553.25 Billion ≈ $400.22 Billion |
+9.38% |
| 2013-10-31 | CA$505.82 Billion ≈ $365.90 Billion |
+2.11% |
| 2012-10-31 | CA$495.36 Billion ≈ $358.34 Billion |
+10.25% |
| 2011-10-31 | CA$449.30 Billion ≈ $325.02 Billion |
+15.28% |
| 2010-10-31 | CA$389.76 Billion ≈ $281.95 Billion |
+5.84% |
| 2009-10-31 | CA$368.26 Billion ≈ $266.39 Billion |
-7.12% |
| 2008-10-31 | CA$396.50 Billion ≈ $286.82 Billion |
+12.89% |
| 2007-10-31 | CA$351.23 Billion ≈ $254.07 Billion |
+15.19% |
| 2006-10-31 | CA$304.92 Billion ≈ $220.57 Billion |
+8.19% |
| 2005-10-31 | CA$281.84 Billion ≈ $203.88 Billion |
+11.84% |
| 2004-10-31 | CA$252.00 Billion ≈ $182.30 Billion |
+3.28% |
| 2003-10-31 | CA$244.01 Billion ≈ $176.51 Billion |
+1.26% |
| 2002-10-31 | CA$240.97 Billion ≈ $174.31 Billion |
+5.35% |
| 2001-10-31 | CA$228.73 Billion ≈ $165.46 Billion |
+3.64% |
| 2000-10-31 | CA$220.70 Billion ≈ $159.65 Billion |
+0.67% |
| 1999-10-31 | CA$219.24 Billion ≈ $158.59 Billion |
+3.68% |
| 1998-10-31 | CA$211.47 Billion ≈ $152.97 Billion |
+6.30% |
| 1997-10-31 | CA$198.93 Billion ≈ $143.91 Billion |
+22.61% |
| 1996-10-31 | CA$162.24 Billion ≈ $117.37 Billion |
+12.05% |
| 1995-10-31 | CA$144.80 Billion ≈ $104.75 Billion |
+10.00% |
| 1994-10-31 | CA$131.64 Billion ≈ $95.22 Billion |
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About Bank of Montreal
Bank of Montreal engages in the provision of diversified financial services primarily in North America. The company operates through Canadian P&C, U.S P&C, BMO Wealth Management, and BMO Capital Markets segments. It's personal banking products and services include deposits, home lending, consumer credit, small business lending, credit cards, cash management, financial and investment advice, and o… Read more