Pragma Inkaso S.A.
Pragma Inkaso S.A. provides debt collection and financing services in Poland. It provides financing in the form of factoring and loans. The company also engages in the fund management activities. In addition, it rents real estate properties and offers other financial services. The company was founded in 2002 and is headquartered in Tarnowskie Góry, Poland.
Pragma Inkaso S.A. - Asset Resilience Ratio
Pragma Inkaso S.A. (PRI) has an Asset Resilience Ratio of 12.11% as of September 2023. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2009–2018)
This chart shows how Pragma Inkaso S.A.'s Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Pragma Inkaso S.A.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | zł0.00 | 0% |
| Short-term Investments | zł10.70 Million | 12.11% |
| Total Liquid Assets | zł10.70 Million | 12.11% |
Asset Resilience Insights
- Moderate Liquidity: Pragma Inkaso S.A. has 12.11% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Pragma Inkaso S.A. Industry Peers by Asset Resilience Ratio
Compare Pragma Inkaso S.A.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Samsung Card Co. Ltd.
KO:029780 |
Credit Services | 0.18% |
|
Yiren Digital Ltd
F:19YA |
Credit Services | 3.32% |
|
Aeon Credit Service Bhd
KLSE:5139 |
Credit Services | 0.25% |
|
ELK-Desa Resources Bhd
KLSE:5228 |
Credit Services | 2.82% |
|
Chailease Holding Co Ltd
TW:5871 |
Credit Services | 6.79% |
|
Genertec Universal Medical Group Company Limited
F:5UM |
Credit Services | 0.00% |
|
AVIC Capital Co Ltd
SHG:600705 |
Credit Services | 12.64% |
Annual Asset Resilience Ratio for Pragma Inkaso S.A. (2009–2018)
The table below shows the annual Asset Resilience Ratio data for Pragma Inkaso S.A..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2018-12-31 | 23.59% | zł60.86 Million | zł257.99 Million | -11.32pp |
| 2017-12-31 | 34.91% | zł94.27 Million | zł270.03 Million | -5.08pp |
| 2016-12-31 | 39.99% | zł91.28 Million | zł228.27 Million | +2.72pp |
| 2015-12-31 | 37.27% | zł69.43 Million | zł186.30 Million | -1.79pp |
| 2014-12-31 | 39.06% | zł68.41 Million | zł175.16 Million | +12.08pp |
| 2013-12-31 | 26.98% | zł50.95 Million | zł188.86 Million | -4.59pp |
| 2012-12-31 | 31.57% | zł50.27 Million | zł159.24 Million | +23.41pp |
| 2011-12-31 | 8.16% | zł11.72 Million | zł143.69 Million | -15.81pp |
| 2010-12-31 | 23.97% | zł17.79 Million | zł74.24 Million | -33.39pp |
| 2009-12-31 | 57.36% | zł16.59 Million | zł28.93 Million | -- |