Commerzbank AG - Asset Resilience Ratio
Commerzbank AG (CBK) has an Asset Resilience Ratio of 5.22% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check CBK strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2013–2025)
This chart shows how Commerzbank AG's Asset Resilience Ratio has changed over time. See CBK equity to assets ratio to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Commerzbank AG's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Commerzbank AG (CBK) market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 0% |
| Short-term Investments | €29.92 Billion | 5.22% |
| Total Liquid Assets | €29.92 Billion | 5.22% |
Asset Resilience Insights
- Limited Liquidity: Commerzbank AG maintains only 5.22% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Commerzbank AG Industry Peers by Asset Resilience Ratio
Compare Commerzbank AG's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK |
Banks - Regional | -9.21% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 28.98% |
|
Judo Capital Holdings Ltd
AU:JDO |
Banks - Regional | 10.76% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Bank Tabungan Negara Persero
JK:BBTN |
Banks - Regional | -3.50% |
|
Mystate Ltd
AU:MYS |
Banks - Regional | 8.81% |
Annual Asset Resilience Ratio for Commerzbank AG (2013–2025)
The table below shows the annual Asset Resilience Ratio data for Commerzbank AG.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 6.23% | €37.57 Billion ≈ $43.92 Billion |
€603.53 Billion ≈ $705.60 Billion |
+4.32pp |
| 2024-12-31 | 1.91% | €10.59 Billion ≈ $12.38 Billion |
€554.65 Billion ≈ $648.44 Billion |
+9.04pp |
| 2023-12-31 | -7.13% | €-36.87 Billion ≈ $-43.11 Billion |
€517.17 Billion ≈ $604.62 Billion |
-15.56pp |
| 2016-12-31 | 8.43% | €40.50 Billion ≈ $47.35 Billion |
€480.45 Billion ≈ $561.70 Billion |
-1.02pp |
| 2015-12-31 | 9.44% | €50.31 Billion ≈ $58.81 Billion |
€532.64 Billion ≈ $622.71 Billion |
-1.47pp |
| 2014-12-31 | 10.92% | €60.88 Billion ≈ $71.18 Billion |
€557.61 Billion ≈ $651.90 Billion |
-2.89pp |
| 2013-12-31 | 13.81% | €75.90 Billion ≈ $88.73 Billion |
€549.66 Billion ≈ $642.61 Billion |
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About Commerzbank AG
Commerzbank AG provides banking and capital market products and services to private and small business customers, corporate, financial service providers, and institutional clients in Germany, rest of Europe, the Americas, Asia, and internationally. It operates through two segments, Private and Small-Business Customers, and Corporate Clients. The company offers saving, fixed deposit, checking, bus… Read more