Oportun Financial Corp
Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. The company was founded in 2005 and is headquartered in San Mateo, California.
Oportun Financial Corp (OPRT) - Cash Flow Conversion Efficiency
Latest cash flow conversion efficiency as of December 2025: 0.279x
Based on the latest financial reports, Oportun Financial Corp (OPRT) has a cash flow conversion efficiency ratio of 0.279x as of December 2025.
Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($108.90 Million) by net assets ($390.10 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Oportun Financial Corp - Cash Flow Conversion Efficiency Trend (2016–2025)
This chart illustrates how Oportun Financial Corp's cash flow conversion efficiency has evolved over time, based on yearly financial data. Explore and compare other companies by cash flow conversion efficiency.
Oportun Financial Corp Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Oportun Financial Corp ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Altia Oyj
F:28Q
|
0.266x |
|
Just Dial Limited
NSE:JUSTDIAL
|
0.024x |
|
Appen Limited
PINK:APPEF
|
0.101x |
|
SISB Public Company Limited
BK:SISB
|
0.013x |
|
JINSUNG T.E.C. Inc
KQ:036890
|
0.026x |
|
Hung Ching Development & Construction Co Ltd
TW:2527
|
-0.026x |
|
Interarch Building Products Limited
NSE:INTERARCH
|
N/A |
|
Sermsuk Public Company Limited
BK:SSC
|
0.006x |
Annual Cash Flow Conversion Efficiency for Oportun Financial Corp (2016–2025)
The table below shows the annual cash flow conversion efficiency of Oportun Financial Corp from 2016 to 2025.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $390.10 Million | $413.40 Million | 1.060x | -4.72% |
| 2024-12-31 | $353.81 Million | $393.52 Million | 1.112x | +14.52% |
| 2023-12-31 | $404.40 Million | $392.76 Million | 0.971x | +114.56% |
| 2022-12-31 | $547.60 Million | $247.88 Million | 0.453x | +67.24% |
| 2021-12-31 | $603.88 Million | $163.45 Million | 0.271x | -17.38% |
| 2020-12-31 | $466.63 Million | $152.87 Million | 0.328x | -26.68% |
| 2019-12-31 | $488.77 Million | $218.37 Million | 0.447x | +11.89% |
| 2018-12-31 | $346.55 Million | $138.37 Million | 0.399x | -37.80% |
| 2017-12-31 | $216.73 Million | $139.12 Million | 0.642x | +25.99% |
| 2016-12-31 | $223.56 Million | $113.90 Million | 0.509x | -- |