Oportun Financial Corp - Asset Resilience Ratio
Oportun Financial Corp (OPRT) has an Asset Resilience Ratio of 0.00% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See OPRT working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2023)
This chart shows how Oportun Financial Corp's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Oportun Financial Corp balance sheet assets.
Liquid Assets Composition Over Time
This chart breaks down Oportun Financial Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore OPRT long-term investments to assets to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $29.00K | 0.0% |
| Total Liquid Assets | $29.00K | 0.00% |
Asset Resilience Insights
- Limited Liquidity: Oportun Financial Corp maintains only 0.00% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Oportun Financial Corp Industry Peers by Asset Resilience Ratio
Compare Oportun Financial Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Direct Finance TA
TA:DIFI |
Credit Services | 0.01% |
|
Upstart Holdings Inc
NASDAQ:UPST |
Credit Services | 1.39% |
|
Latitude Group Holdings Ltd
AU:LFS |
Credit Services | 3.67% |
|
OppFi Inc
NYSE:OPFI |
Credit Services | 6.56% |
|
Starteck Finance Limited
NSE:STARTECK |
Credit Services | 0.02% |
|
Mint Corp
V:MIT |
Credit Services | 0.00% |
|
Williamson Magor & Company Limited
NSE:WILLAMAGOR |
Credit Services | 0.06% |
|
Butn Ltd
AU:BTN |
Credit Services | 3.72% |
Annual Asset Resilience Ratio for Oportun Financial Corp (2016–2023)
The table below shows the annual Asset Resilience Ratio data for Oportun Financial Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 0.00% | $13.00K | $3.41 Billion | 0.00pp |
| 2022-12-31 | 0.00% | $17.00K | $3.61 Billion | +0.00pp |
| 2021-12-31 | 0.00% | $-41.00K | $2.95 Billion | -- |
| 2018-12-31 | 0.00% | $0.00 | $1.74 Billion | -- |
| 2017-12-31 | 0.00% | $0.00 | $1.22 Billion | -- |
| 2016-12-31 | 0.00% | $0.00 | $958.17 Million | -- |
About Oportun Financial Corp
Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. The company was founded in 2005 and is headquartered in San Mateo, California.