Oportun Financial Corp Total Assets
Oportun Financial Corp total assets. Based on the latest financial reports, Oportun Financial Corp (OPRT) holds total assets worth $3.13 Billion USD as of June 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Also see OPRT stock market capitalisation for the company's overall valuation and market capitalisation.
Total Assets of Oportun Financial Corp (2016–2025)
Total assets of Oportun Financial Corp from 2016 to 2025. This chart illustrates how Oportun Financial Corp's total assets have evolved over time, based on quarterly financial data. See Oportun Financial Corp (OPRT) share price today for real-time trading data and today's change.
Oportun Financial Corp - Asset Composition Analysis
Oportun Financial Corp Total Assets Breakdown (December 2025)
Oportun Financial Corp total assets breakdown as of December 2025. Oportun Financial Corp's total assets of $3.13 Billion consist of 3.2% current assets and 96.8% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 3.2% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $71.70 Million | 2.2% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2016–2025)
This chart illustrates how Oportun Financial Corp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. Explore working capital to net assets of Oportun Financial Corp to assess how much short-term liquidity the company maintains relative to its equity base.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Oportun Financial Corp's current assets represent 3.2% of total assets in 2025, a decrease from 7.8% in 2016.
- Cash Position: Cash and equivalents constituted 3.2% of total assets in 2025, down from 3.7% in 2016.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 2.0% of total assets, an increase from 0.0% in 2016.
- Asset Diversification: The largest asset category is intangible assets at 2.2% of total assets.
Oportun Financial Corp Competitors by Total Assets
Key competitors of Oportun Financial Corp based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Muthoot Finance Limited
NSE:MUTHOOTFIN
|
India | Rs2.09 Trillion |
|
Indian Railway Finance Corporation Limited
NSE:IRFC
|
India | Rs4.98 Trillion |
|
Hoist Finance AB
ST:HOFI
|
Sweden | Skr59.43 Billion |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123
|
China | CN¥6.14 Billion |
|
FinVolution Group
F:PP3
|
Germany | €25.41 Billion |
|
Solvar Ltd
AU:SVR
|
Australia | AU$965.83 Million |
|
Michlol Finance Ltd
TA:MCLL
|
Israel | ILA2.13 Billion |
|
Axactor SE
OL:ACR
|
Norway | Nkr1.28 Billion |
Oportun Financial Corp - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 17.70 | 3.78 | 0.42 |
| Quick Ratio | 17.70 | 3.78 | 0.89 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $200.40 Million | $85.13 Million | $-320.87 Million |
Oportun Financial Corp - Advanced Valuation Insights
This section examines the relationship between Oportun Financial Corp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.91 |
| Latest Market Cap to Assets Ratio | 0.11 |
| Asset Growth Rate (YoY) | 1.0% |
| Total Assets | $3.26 Billion |
| Market Capitalization | $372.04 Million USD |
Valuation Analysis
Below Book Valuation: The market values Oportun Financial Corp's assets below their book value (0.11x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Oportun Financial Corp's assets grew by 1.0% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Oportun Financial Corp (2016–2025)
The table below shows the annual total assets of Oportun Financial Corp from 2016 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $3.26 Billion | +0.95% |
| 2024-12-31 | $3.23 Billion | -5.42% |
| 2023-12-31 | $3.41 Billion | -5.58% |
| 2022-12-31 | $3.61 Billion | +22.64% |
| 2021-12-31 | $2.95 Billion | +46.67% |
| 2020-12-31 | $2.01 Billion | -8.76% |
| 2019-12-31 | $2.20 Billion | +26.55% |
| 2018-12-31 | $1.74 Billion | +43.20% |
| 2017-12-31 | $1.22 Billion | +26.81% |
| 2016-12-31 | $958.17 Million | -- |
About Oportun Financial Corp
Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. The company was founded in 2005 and is headquartered in San Mateo, California.