Oportun Financial Corp (OPRT) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Oportun Financial Corp (OPRT) has a cash flow conversion efficiency ratio of 0.262x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($103.70 Million) by net assets ($396.20 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See OPRT equity to assets ratio to measure how much of total assets are equity-financed.
Oportun Financial Corp - Cash Flow Conversion Efficiency Trend (2016–2025)
This chart illustrates how Oportun Financial Corp's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check Oportun Financial Corp cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
Oportun Financial Corp Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Oportun Financial Corp ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Invalda INVL AB
STU:WTK
|
0.005x |
|
Cohen & Steers Real Estate Opportunities and Income Fund
NYSE:RLTY
|
N/A |
|
Jiangsu Hongde Special Parts Co.Ltd.
SHE:301163
|
0.012x |
|
Millenium Hotels Real Estate I SOCIMI S.A.
MC:YMHRE
|
-0.005x |
|
Rishabh Instruments Limited
NSE:RISHABH
|
0.045x |
|
VIB Vermögen AG
XETRA:VIH1
|
0.018x |
|
Vindhya Telelinks Limited
NSE:VINDHYATEL
|
-0.055x |
|
CCS Supply Chain Management Co Ltd
SHG:600180
|
0.052x |
Annual Cash Flow Conversion Efficiency for Oportun Financial Corp (2016–2025)
The table below shows the annual cash flow conversion efficiency of Oportun Financial Corp from 2016 to 2025. For the full company profile with market capitalisation and key ratios, see OPRT market cap overview.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $390.10 Million | $413.40 Million | 1.060x | -4.72% |
| 2024-12-31 | $353.81 Million | $393.52 Million | 1.112x | +14.52% |
| 2023-12-31 | $404.40 Million | $392.76 Million | 0.971x | +114.56% |
| 2022-12-31 | $547.60 Million | $247.88 Million | 0.453x | +67.24% |
| 2021-12-31 | $603.88 Million | $163.45 Million | 0.271x | -17.38% |
| 2020-12-31 | $466.63 Million | $152.87 Million | 0.328x | -26.68% |
| 2019-12-31 | $488.77 Million | $218.37 Million | 0.447x | +11.89% |
| 2018-12-31 | $346.55 Million | $138.37 Million | 0.399x | -37.80% |
| 2017-12-31 | $216.73 Million | $139.12 Million | 0.642x | +25.99% |
| 2016-12-31 | $223.56 Million | $113.90 Million | 0.509x | -- |
About Oportun Financial Corp
Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. The company was founded in 2005 and is headquartered in San Mateo, California.