Oportun Financial Corp Cash Flow Conversion Efficiency
Oportun Financial Corp cash flow conversion efficiency. Based on the latest financial reports, Oportun Financial Corp (OPRT) has a cash flow conversion efficiency ratio of 0.268x as of June 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($109.30 Million) by net assets ($407.10 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Cash Flow Conversion Efficiency of Oportun Financial Corp (2016–2025)
Cash flow conversion efficiency of Oportun Financial Corp from 2016 to 2025. This chart illustrates how Oportun Financial Corp's cash flow conversion efficiency has evolved over time, based on yearly financial data. View Oportun Financial Corp (OPRT) stock price for real-time trading data and today's change.
Oportun Financial Corp Cash Flow Conversion Ratio Explained
Oportun Financial Corp cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.
Oportun Financial Corp Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Oportun Financial Corp ranked by their cash flow conversion efficiency. Also see OPRT company net worth for the company's overall valuation and market capitalisation.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Samkang M&T Co.Ltd
KQ:100090
|
0.132x |
|
Lifestyle Communities Ltd
AU:LIC
|
0.028x |
|
Nanjing Textiles Import & Export Corp Ltd
SHG:600250
|
0.078x |
|
Bait Bakfar Ltd
TA:BKFR
|
0.010x |
|
Primis Financial Corp
NASDAQ:FRST
|
-0.013x |
|
Centuria Office REIT
AU:COF
|
0.021x |
|
Tupy S.A
SA:TUPY3
|
0.051x |
|
Capita PLC
LSE:CPI
|
-0.069x |
Annual Cash Flow Conversion Efficiency for Oportun Financial Corp (2016–2025)
The table below shows the annual cash flow conversion efficiency of Oportun Financial Corp from 2016 to 2025. Review OPRT FCF generation index to assess how much free cash flow the company generates relative to operating cash flow.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $390.10 Million | $413.40 Million | 1.060x | -4.72% |
| 2024-12-31 | $353.81 Million | $393.52 Million | 1.112x | +14.52% |
| 2023-12-31 | $404.40 Million | $392.76 Million | 0.971x | +114.56% |
| 2022-12-31 | $547.60 Million | $247.88 Million | 0.453x | +67.24% |
| 2021-12-31 | $603.88 Million | $163.45 Million | 0.271x | -17.38% |
| 2020-12-31 | $466.63 Million | $152.87 Million | 0.328x | -26.68% |
| 2019-12-31 | $488.77 Million | $218.37 Million | 0.447x | +11.89% |
| 2018-12-31 | $346.55 Million | $138.37 Million | 0.399x | -37.80% |
| 2017-12-31 | $216.73 Million | $139.12 Million | 0.642x | +25.99% |
| 2016-12-31 | $223.56 Million | $113.90 Million | 0.509x | -- |
About Oportun Financial Corp
Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. The company was founded in 2005 and is headquartered in San Mateo, California.