Oportun Financial Corp (OPRT) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Oportun Financial Corp (OPRT) has a cash flow conversion efficiency ratio of 0.268x as of June 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($109.30 Million) by net assets ($407.10 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also see Oportun Financial Corp (OPRT) total market value for the company's overall valuation and market capitalisation.
Oportun Financial Corp - Cash Flow Conversion Efficiency Trend (2016–2025)
This chart illustrates how Oportun Financial Corp's cash flow conversion efficiency has evolved over time, based on yearly financial data.
Oportun Financial Corp Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Oportun Financial Corp ranked by their cash flow conversion efficiency. Explore OPRT cash to earnings ratio to measure how well operating cash flow supports reported net income.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Atria Oyj A
HE:ATRAV
|
-0.010x |
|
Komipharm International Co. Ltd
KQ:041960
|
0.013x |
|
Pioneer Bancorp Inc
NASDAQ:PBFS
|
0.012x |
|
Meier Tobler Group AG
SW:MTG
|
-0.019x |
|
CJ Corp 4P Pref
KO:00104K
|
0.102x |
|
Wuhan Nusun Landscape Co Ltd
SHE:300536
|
0.000x |
|
Soltec Power Holdings S.A
MC:SOL
|
0.089x |
|
Vinh Son Song Hinh Hydropower JSC
VN:VSH
|
0.063x |
Annual Cash Flow Conversion Efficiency for Oportun Financial Corp (2016–2025)
The table below shows the annual cash flow conversion efficiency of Oportun Financial Corp from 2016 to 2025. View current stock price of Oportun Financial Corp for real-time trading data and today's change.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $390.10 Million | $413.40 Million | 1.060x | -4.72% |
| 2024-12-31 | $353.81 Million | $393.52 Million | 1.112x | +14.52% |
| 2023-12-31 | $404.40 Million | $392.76 Million | 0.971x | +114.56% |
| 2022-12-31 | $547.60 Million | $247.88 Million | 0.453x | +67.24% |
| 2021-12-31 | $603.88 Million | $163.45 Million | 0.271x | -17.38% |
| 2020-12-31 | $466.63 Million | $152.87 Million | 0.328x | -26.68% |
| 2019-12-31 | $488.77 Million | $218.37 Million | 0.447x | +11.89% |
| 2018-12-31 | $346.55 Million | $138.37 Million | 0.399x | -37.80% |
| 2017-12-31 | $216.73 Million | $139.12 Million | 0.642x | +25.99% |
| 2016-12-31 | $223.56 Million | $113.90 Million | 0.509x | -- |
About Oportun Financial Corp
Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. The company was founded in 2005 and is headquartered in San Mateo, California.