Oportun Financial Corp (OPRT) - Total Liabilities
Based on the latest financial reports, Oportun Financial Corp (OPRT) has total liabilities worth $2.77 Billion USD as of March 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Also explore Oportun Financial Corp (OPRT) equity growth momentum to track the company's year-over-year net asset growth rate.
Oportun Financial Corp - Total Liabilities Trend (2016–2025)
This chart illustrates how Oportun Financial Corp's total liabilities have evolved over time, based on quarterly financial data. See OPRT FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
Oportun Financial Corp Competitors by Total Liabilities
The table below lists competitors of Oportun Financial Corp ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Millenium Hotels Real Estate I SOCIMI S.A.
MC:YMHRE
|
Spain | €226.17 Million |
|
Jiangsu Hongde Special Parts Co.Ltd.
SHE:301163
|
China | CN¥372.77 Million |
|
Cohen & Steers Real Estate Opportunities and Income Fund
NYSE:RLTY
|
USA | $143.70 Million |
|
Invalda INVL AB
STU:WTK
|
Germany | €23.41 Million |
|
Rishabh Instruments Limited
NSE:RISHABH
|
India | Rs2.67 Billion |
|
VIB Vermögen AG
XETRA:VIH1
|
Germany | €1.16 Billion |
|
Vindhya Telelinks Limited
NSE:VINDHYATEL
|
India | Rs41.57 Billion |
|
CCS Supply Chain Management Co Ltd
SHG:600180
|
China | CN¥15.55 Billion |
Liability Composition Analysis (2016–2025)
This chart breaks down Oportun Financial Corp's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see Oportun Financial Corp market cap and net worth.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 47.29 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 6.99 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.87 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Oportun Financial Corp's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Oportun Financial Corp (2016–2025)
The table below shows the annual total liabilities of Oportun Financial Corp from 2016 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $2.87 Billion | -0.19% |
| 2024-12-31 | $2.87 Billion | -4.46% |
| 2023-12-31 | $3.01 Billion | -1.91% |
| 2022-12-31 | $3.07 Billion | +30.88% |
| 2021-12-31 | $2.34 Billion | +51.89% |
| 2020-12-31 | $1.54 Billion | -9.96% |
| 2019-12-31 | $1.71 Billion | +22.95% |
| 2018-12-31 | $1.39 Billion | +39.57% |
| 2017-12-31 | $998.31 Million | +35.90% |
| 2016-12-31 | $734.61 Million | -- |
About Oportun Financial Corp
Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. The company was founded in 2005 and is headquartered in San Mateo, California.