Oportun Financial Corp Total Liabilities
Oportun Financial Corp total liabilities. Based on the latest financial reports, Oportun Financial Corp (OPRT) has total liabilities worth $2.72 Billion USD as of June 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Check Oportun Financial Corp liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Total Liabilities of Oportun Financial Corp (2016–2025)
Total liabilities of Oportun Financial Corp from 2016 to 2025. This chart illustrates how Oportun Financial Corp's total liabilities have evolved over time, based on quarterly financial data. Explore Oportun Financial Corp (OPRT) investment intensity to see how much of total assets are deployed in long-term investments.
Oportun Financial Corp Competitors by Total Liabilities
The table below lists competitors of Oportun Financial Corp ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Lifestyle Communities Ltd
AU:LIC
|
Australia | AU$685.75 Million |
|
Weihai Huadong Automation Co Ltd
SHE:002248
|
China | CN¥339.03 Million |
|
Shenzhen L&A Design Holding Limited
SHE:300949
|
China | CN¥578.16 Million |
|
Samkang M&T Co.Ltd
KQ:100090
|
Korea | ₩699.23 Billion |
|
YIDU TECH INC. DL -00002
F:0EL
|
Germany | €719.75 Million |
|
Hapvida Participações e Investimentos S.A.
SA:HAPV3
|
Brazil | R$24.74 Billion |
|
Sublime China Information Co. Ltd. A
SHE:301299
|
China | CN¥385.76 Million |
|
Capita PLC
LSE:CPI
|
UK | £1.70 Billion |
Liability Composition Analysis (2016–2025)
This chart breaks down Oportun Financial Corp's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the complete balance sheet picture, see Oportun Financial Corp total assets.
Liquidity & Leverage Metrics
Oportun Financial Corp Total Liabilities Ratios Explained
Oportun Financial Corp total liabilities ratios compare its liabilities with its current assets, cash and shareholder equity.
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 17.70 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 6.69 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.87 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Oportun Financial Corp's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Oportun Financial Corp (2016–2025)
The table below shows the annual total liabilities of Oportun Financial Corp from 2016 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $2.87 Billion | -0.19% |
| 2024-12-31 | $2.87 Billion | -4.46% |
| 2023-12-31 | $3.01 Billion | -1.91% |
| 2022-12-31 | $3.07 Billion | +30.88% |
| 2021-12-31 | $2.34 Billion | +51.89% |
| 2020-12-31 | $1.54 Billion | -9.96% |
| 2019-12-31 | $1.71 Billion | +22.95% |
| 2018-12-31 | $1.39 Billion | +39.57% |
| 2017-12-31 | $998.31 Million | +35.90% |
| 2016-12-31 | $734.61 Million | -- |
About Oportun Financial Corp
Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. The company was founded in 2005 and is headquartered in San Mateo, California.