National Bank of Greece S.A (ETE) — Cash Flow Quality Index

Latest as of September 2025: -1.68x

National Bank of Greece S.A (ETE) has a Cash Flow Quality Index of -1.68x as of September 2025. Operating cash flow of €-460.00 Million is below net income of €274.00 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore investment intensity of National Bank of Greece S.A to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

-1.68x
Operating CF / Net Income

Operating Cash Flow

€-460.00 Million
EUR

Net Income

€274.00 Million
EUR

Data as of

Sep 2025
Most recent filing

National Bank of Greece S.A Cash Flow Quality Index (2014–2024)

Historical Cash Flow Quality Index for National Bank of Greece S.A across 6 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check ETE tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for National Bank of Greece S.A (2014–2024)

Year-by-year earnings quality comparison for National Bank of Greece S.A. For live market cap and the full company financial profile, see ETE market cap overview.

Year Quality Index Operating CF (EUR) Net Income YoY Change
2024 -2.16x €-2.50 Billion €1.16 Billion ▲ +50.1%
2023 -4.32x €-4.78 Billion €1.11 Billion ▼ -2214.6%
2022 0.20x €229.00 Million €1.12 Billion ▼ -91.9%
2021 2.54x €2.20 Billion €867.00 Million ▼ -98.5%
2020 167.95x €6.38 Billion €38.00 Million ▲ +316.7%
2014 -77.52x €-5.12 Billion €66.00 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.