National Bank of Greece S.A (ETE) — Cash Flow Quality Index
National Bank of Greece S.A (ETE) has a Cash Flow Quality Index of -1.93x as of June 2026. Operating cash flow of €-569.00 Million is below net income of €295.00 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore National Bank of Greece S.A (ETE) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
National Bank of Greece S.A Cash Flow Quality Index (2014–2025)
Historical Cash Flow Quality Index for National Bank of Greece S.A across 7 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see National Bank of Greece S.A (ETE) cash conversion ratio.
Annual Cash Flow Quality Index for National Bank of Greece S.A (2014–2025)
Year-by-year earnings quality comparison for National Bank of Greece S.A.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 2.73x | €3.17 Billion | €1.16 Billion | ▲ +226.6% |
| 2024 | -2.16x | €-2.50 Billion | €1.16 Billion | ▲ +50.1% |
| 2023 | -4.32x | €-4.78 Billion | €1.11 Billion | ▼ -2214.6% |
| 2022 | 0.20x | €229.00 Million | €1.12 Billion | ▼ -91.9% |
| 2021 | 2.54x | €2.20 Billion | €867.00 Million | ▼ -98.5% |
| 2020 | 167.95x | €6.38 Billion | €38.00 Million | ▲ +316.7% |
| 2014 | -77.52x | €-5.12 Billion | €66.00 Million | — |