National Bank of Greece S.A (ETE) — Financial Flexibility Index

Latest as of June 2026: -0.01x

National Bank of Greece S.A (ETE) has a Financial Flexibility Index of -0.01x as of June 2026. Free cash flow of €-569.00 Million (operating CF €-569.00 Million minus capex €0.00) represents 0% of total liabilities (€73.63 Billion). Check National Bank of Greece S.A (ETE) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

-0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

€-569.00 Million
Operating CF − Capex

Total Liabilities

€73.63 Billion
EUR

Capital Expenditures

€0.00
EUR

National Bank of Greece S.A Financial Flexibility Index (2014–2025)

Historical Financial Flexibility Index trend for National Bank of Greece S.A across 12 annual periods. For the full cash flow conversion analysis, see National Bank of Greece S.A operating cash flow efficiency.

Annual Financial Flexibility Index for National Bank of Greece S.A (2014–2025)

Year-by-year free cash flow to debt coverage for National Bank of Greece S.A. Explore National Bank of Greece S.A (ETE) cash flow to debt to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (EUR) Operating CF Total Liabilities YoY Change
2025 0.05x €3.17 Billion €3.17 Billion €69.80 Billion ▲ +220.8%
2024 -0.04x €-2.50 Billion €-2.50 Billion €66.50 Billion ▲ +47.4%
2023 -0.07x €-4.78 Billion €-4.78 Billion €66.93 Billion ▼ -1313.2%
2022 0.01x €422.00 Million €229.00 Million €71.66 Billion ▼ -80.6%
2021 0.03x €2.38 Billion €2.20 Billion €78.19 Billion ▼ -66.4%
2020 0.09x €6.56 Billion €6.38 Billion €72.41 Billion ▲ +319.0%
2019 -0.04x €-2.44 Billion €-2.59 Billion €58.97 Billion ▼ -320.0%
2018 0.02x €1.12 Billion €967.00 Million €59.46 Billion ▲ +112.1%
2017 -0.16x €-8.96 Billion €-9.14 Billion €57.39 Billion ▼ -96.5%
2016 -0.08x €-5.63 Billion €-5.81 Billion €70.94 Billion ▼ -219.3%
2015 0.07x €6.74 Billion €6.43 Billion €101.35 Billion ▲ +263.3%
2014 -0.04x €-4.27 Billion €-5.12 Billion €104.75 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities