Australian Finance Group Ltd (AFG) — Cash Flow Quality Index

Latest as of December 2025: 1.05x

Australian Finance Group Ltd (AFG) has a Cash Flow Quality Index of 1.05x as of December 2025. Operating cash flow of AU$23.50 Million exceeds net income of AU$22.40 Million, indicating high earnings quality where cash backs reported profits. Explore Australian Finance Group Ltd (AFG) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

1.05x
Operating CF / Net Income

Operating Cash Flow

AU$23.50 Million
AUD

Net Income

AU$22.40 Million
AUD

Data as of

Dec 2025
Most recent filing

Australian Finance Group Ltd Cash Flow Quality Index (2005–2025)

Historical Cash Flow Quality Index for Australian Finance Group Ltd across 16 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see AFG cash flow conversion.

Annual Cash Flow Quality Index for Australian Finance Group Ltd (2005–2025)

Year-by-year earnings quality comparison for Australian Finance Group Ltd.

Year Quality Index Operating CF (AUD) Net Income YoY Change
2025 1.03x AU$35.90 Million AU$35.00 Million ▼ -23.4%
2024 1.34x AU$38.78 Million AU$28.98 Million ▼ -14.3%
2023 1.56x AU$58.26 Million AU$37.31 Million ▲ +14.9%
2022 1.36x AU$52.68 Million AU$38.78 Million ▲ +17.4%
2021 1.16x AU$59.35 Million AU$51.30 Million ▲ +6.8%
2020 1.08x AU$41.26 Million AU$38.08 Million ▲ +27.4%
2019 0.85x AU$28.09 Million AU$33.03 Million ▼ -12.7%
2018 0.97x AU$32.49 Million AU$33.34 Million ▲ +43.5%
2017 0.68x AU$26.52 Million AU$39.05 Million ▼ -57.5%
2016 1.60x AU$36.21 Million AU$22.67 Million ▲ +287.6%
2015 0.41x AU$8.40 Million AU$20.38 Million ▼ -57.8%
2014 0.98x AU$17.43 Million AU$17.87 Million ▲ +161.3%
2013 0.37x AU$5.70 Million AU$15.26 Million ▼ -66.7%
2007 1.12x AU$237.19 Million AU$211.70 Million ▲ +88.0%
2006 0.60x AU$57.78 Million AU$96.94 Million ▼ -28.2%
2005 0.83x AU$51.30 Million AU$61.82 Million —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.