Australian Finance Group Ltd (AFG) — Financial Flexibility Index
Australian Finance Group Ltd (AFG) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of AU$24.30 Million (operating CF AU$23.50 Million minus capex AU$800.00K) represents 0% of total liabilities (AU$7.69 Billion). Check Australian Finance Group Ltd strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Australian Finance Group Ltd Financial Flexibility Index (2005–2025)
Historical Financial Flexibility Index trend for Australian Finance Group Ltd across 17 annual periods. See AFG working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Australian Finance Group Ltd (2005–2025)
Year-by-year free cash flow to debt coverage for Australian Finance Group Ltd. For the full company profile including market capitalisation, see AFG market cap overview.
| Year | Flexibility Index | Free Cash Flow (AUD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | AU$41.70 Million | AU$35.90 Million | AU$6.85 Billion | ▼ -37.9% |
| 2024 | 0.01x | AU$56.62 Million | AU$38.78 Million | AU$5.77 Billion | ▼ -8.0% |
| 2023 | 0.01x | AU$65.29 Million | AU$58.26 Million | AU$6.12 Billion | ▲ +5.6% |
| 2022 | 0.01x | AU$65.35 Million | AU$52.68 Million | AU$6.47 Billion | ▼ -30.9% |
| 2021 | 0.01x | AU$66.33 Million | AU$59.35 Million | AU$4.54 Billion | ▲ +29.2% |
| 2020 | 0.01x | AU$44.23 Million | AU$41.26 Million | AU$3.91 Billion | ▲ +18.9% |
| 2019 | 0.01x | AU$28.38 Million | AU$28.09 Million | AU$2.99 Billion | ▼ -36.0% |
| 2018 | 0.01x | AU$32.66 Million | AU$32.49 Million | AU$2.20 Billion | ▲ +5.8% |
| 2017 | 0.01x | AU$26.80 Million | AU$26.52 Million | AU$1.91 Billion | ▼ -32.8% |
| 2016 | 0.02x | AU$36.34 Million | AU$36.21 Million | AU$1.74 Billion | ▲ +273.7% |
| 2015 | 0.01x | AU$9.17 Million | AU$8.40 Million | AU$1.64 Billion | ▼ -51.0% |
| 2014 | 0.01x | AU$17.81 Million | AU$17.43 Million | AU$1.56 Billion | ▲ +54.8% |
| 2013 | 0.01x | AU$9.29 Million | AU$5.70 Million | AU$1.26 Billion | ▼ -96.5% |
| 2008 | 0.21x | AU$1.47 Billion | AU$-29.37 Million | AU$6.93 Billion | ▼ -2.9% |
| 2007 | 0.22x | AU$1.39 Billion | AU$237.19 Million | AU$6.38 Billion | ▼ -87.3% |
| 2006 | 1.72x | AU$1.21 Billion | AU$57.78 Million | AU$704.74 Million | ▼ -48.9% |
| 2005 | 3.36x | AU$1.21 Billion | AU$51.30 Million | AU$358.53 Million | — |