ANZ Group Holdings Ltd (ANZ) — Cash Flow Quality Index
ANZ Group Holdings Ltd (ANZ) has a Cash Flow Quality Index of 0.28x as of March 2026. Operating cash flow of AU$1.03 Billion is below net income of AU$3.65 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore ANZ operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
ANZ Group Holdings Ltd Cash Flow Quality Index (2005–2025)
Historical Cash Flow Quality Index for ANZ Group Holdings Ltd across 24 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see ANZ operating cash flow.
Annual Cash Flow Quality Index for ANZ Group Holdings Ltd (2005–2025)
Year-by-year earnings quality comparison for ANZ Group Holdings Ltd.
| Year | Quality Index | Operating CF (AUD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 4.40x | AU$26.11 Billion | AU$5.93 Billion | ▲ +190.6% |
| 2024 | 1.51x | AU$9.95 Billion | AU$6.57 Billion | ▲ +66.4% |
| 2023 | 0.91x | AU$6.49 Billion | AU$7.13 Billion | ▼ -67.9% |
| 2022 | 2.83x | AU$20.18 Billion | AU$7.12 Billion | ▼ -60.1% |
| 2021 | 7.11x | AU$43.82 Billion | AU$6.16 Billion | ▼ -51.3% |
| 2020 | 14.61x | AU$52.28 Billion | AU$3.58 Billion | ▲ +2016.7% |
| 2019 | -0.76x | AU$-4.55 Billion | AU$5.97 Billion | ▼ -146.3% |
| 2018 | 1.65x | AU$10.57 Billion | AU$6.42 Billion | ▲ +214.9% |
| 2017 | 0.52x | AU$1.91 Billion | AU$3.65 Billion | ▼ -62.7% |
| 2017 | 1.40x | AU$8.90 Billion | AU$6.34 Billion | ▼ -41.3% |
| 2016 | 2.39x | AU$7.62 Billion | AU$3.19 Billion | ▲ +25.8% |
| 2016 | 1.90x | AU$10.84 Billion | AU$5.71 Billion | ▼ -65.1% |
| 2015 | 5.45x | AU$14.89 Billion | AU$2.73 Billion | ▲ +90.1% |
| 2015 | 2.87x | AU$21.48 Billion | AU$7.49 Billion | ▲ +269.3% |
| 2014 | 0.78x | AU$5.64 Billion | AU$7.27 Billion | ▼ -72.4% |
| 2013 | 2.81x | AU$17.61 Billion | AU$6.27 Billion | ▲ +147.7% |
| 2012 | 1.13x | AU$6.42 Billion | AU$5.66 Billion | ▼ -67.7% |
| 2011 | 3.51x | AU$18.80 Billion | AU$5.36 Billion | ▲ +418.3% |
| 2010 | 0.68x | AU$3.05 Billion | AU$4.50 Billion | ▲ +154.1% |
| 2009 | -1.25x | AU$-3.68 Billion | AU$2.94 Billion | ▼ -839.5% |
| 2008 | -0.13x | AU$-442.00 Million | AU$3.32 Billion | ▲ +86.2% |
| 2007 | -0.97x | AU$-4.04 Billion | AU$4.18 Billion | ▲ +30.9% |
| 2006 | -1.40x | AU$-5.16 Billion | AU$3.69 Billion | ▼ -246.5% |
| 2005 | 0.95x | AU$3.03 Billion | AU$3.17 Billion | — |