AOZORA BANK LTD ADR/20 (AON0) — Cash Flow Quality Index

Latest as of March 2026: 5.16x

AOZORA BANK LTD ADR/20 (AON0) has a Cash Flow Quality Index of 5.16x as of March 2026. Operating cash flow of €132.62 Billion exceeds net income of €25.70 Billion, indicating high earnings quality where cash backs reported profits. Explore AON0 operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

5.16x
Operating CF / Net Income

Operating Cash Flow

€132.62 Billion
EUR

Net Income

€25.70 Billion
EUR

Data as of

Mar 2026
Most recent filing

AOZORA BANK LTD ADR/20 Cash Flow Quality Index (2022–2026)

Historical Cash Flow Quality Index for AOZORA BANK LTD ADR/20 across 3 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see AOZORA BANK LTD ADR/20 operating cash flow efficiency.

Annual Cash Flow Quality Index for AOZORA BANK LTD ADR/20 (2022–2026)

Year-by-year earnings quality comparison for AOZORA BANK LTD ADR/20.

Year Quality Index Operating CF (EUR) Net Income YoY Change
2026 5.16x €132.62 Billion €25.70 Billion ▲ +286.0%
2025 -2.77x €-56.90 Billion €20.52 Billion ▼ -138.2%
2022 7.25x €253.90 Billion €35.00 Billion
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.