AOZORA BANK LTD ADR/20 (AON0) — Financial Flexibility Index

Latest as of March 2026: 0.02x

AOZORA BANK LTD ADR/20 (AON0) has a Financial Flexibility Index of 0.02x as of March 2026. Free cash flow of €139.88 Billion (operating CF €132.62 Billion minus capex €7.26 Billion) represents 0% of total liabilities (€8.11 Trillion). Check AOZORA BANK LTD ADR/20 investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

€139.88 Billion
Operating CF − Capex

Total Liabilities

€8.11 Trillion
EUR

Capital Expenditures

€7.26 Billion
EUR

AOZORA BANK LTD ADR/20 Financial Flexibility Index (2022–2026)

Historical Financial Flexibility Index trend for AOZORA BANK LTD ADR/20 across 5 annual periods. For the full cash flow conversion analysis, see AOZORA BANK LTD ADR/20 cash conversion from operations.

Annual Financial Flexibility Index for AOZORA BANK LTD ADR/20 (2022–2026)

Year-by-year free cash flow to debt coverage for AOZORA BANK LTD ADR/20. Explore cash flow to debt ratio of AOZORA BANK LTD ADR/20 to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (EUR) Operating CF Total Liabilities YoY Change
2026 0.02x €139.88 Billion €132.62 Billion €8.11 Trillion ▲ +347.8%
2025 -0.01x €-50.83 Billion €-56.90 Billion €7.30 Trillion ▼ -135.5%
2024 0.02x €141.43 Billion €133.95 Billion €7.21 Trillion ▲ +339.1%
2023 -0.01x €-55.39 Billion €-61.38 Billion €6.75 Trillion ▼ -119.7%
2022 0.04x €259.47 Billion €253.90 Billion €6.24 Trillion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities