STELLAR BANCORP DL -01 (C9N0) — Cash Flow Quality Index
STELLAR BANCORP DL -01 (C9N0) has a Cash Flow Quality Index of 0.61x as of March 2026. Operating cash flow of €16.51 Million is below net income of €26.97 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore C9N0 operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
STELLAR BANCORP DL -01 Cash Flow Quality Index (2021–2025)
Historical Cash Flow Quality Index for STELLAR BANCORP DL -01 across 5 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see C9N0 operating cash flow.
Annual Cash Flow Quality Index for STELLAR BANCORP DL -01 (2021–2025)
Year-by-year earnings quality comparison for STELLAR BANCORP DL -01.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.94x | €97.00 Million | €102.87 Million | ▼ -16.4% |
| 2024 | 1.13x | €132.62 Million | €117.61 Million | ▼ -12.5% |
| 2023 | 1.29x | €168.22 Million | €130.50 Million | ▼ -39.2% |
| 2022 | 2.12x | €109.07 Million | €51.43 Million | ▲ +61.1% |
| 2021 | 1.32x | €107.38 Million | €81.55 Million | — |