CAIXABANK UN.ADR 1/3 DL 1 (FV9J) — Cash Flow Quality Index

Latest as of December 2025: 0.75x

CAIXABANK UN.ADR 1/3 DL 1 (FV9J) has a Cash Flow Quality Index of 0.75x as of December 2025. Operating cash flow of €4.41 Billion is below net income of €5.89 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore CAIXABANK UN.ADR 1/3 DL 1 (FV9J) cash flow to debt to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

0.75x
Operating CF / Net Income

Operating Cash Flow

€4.41 Billion
EUR

Net Income

€5.89 Billion
EUR

Data as of

Dec 2025
Most recent filing

CAIXABANK UN.ADR 1/3 DL 1 Cash Flow Quality Index (2022–2025)

Historical Cash Flow Quality Index for CAIXABANK UN.ADR 1/3 DL 1 across 4 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash efficiency ratio of CAIXABANK UN.ADR 1/3 DL 1.

Annual Cash Flow Quality Index for CAIXABANK UN.ADR 1/3 DL 1 (2022–2025)

Year-by-year earnings quality comparison for CAIXABANK UN.ADR 1/3 DL 1.

Year Quality Index Operating CF (EUR) Net Income YoY Change
2025 0.75x €4.41 Billion €5.89 Billion ▼ -74.3%
2024 2.91x €16.85 Billion €5.79 Billion ▼ -11.0%
2023 3.27x €15.74 Billion €4.82 Billion ▲ +112.9%
2022 -25.40x €-79.88 Billion €3.15 Billion
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.