TURKIYE GARANTI BANKASI AS (GBKB) — Cash Flow Quality Index

Latest as of June 2026: 4.03x

TURKIYE GARANTI BANKASI AS (GBKB) has a Cash Flow Quality Index of 4.03x as of June 2026. Operating cash flow of €122.03 Billion exceeds net income of €30.29 Billion, indicating high earnings quality where cash backs reported profits. Explore GBKB operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

4.03x
Operating CF / Net Income

Operating Cash Flow

€122.03 Billion
EUR

Net Income

€30.29 Billion
EUR

Data as of

Jun 2026
Most recent filing

TURKIYE GARANTI BANKASI AS Cash Flow Quality Index (2014–2025)

Historical Cash Flow Quality Index for TURKIYE GARANTI BANKASI AS across 12 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see TURKIYE GARANTI BANKASI AS cash flow conversion.

Annual Cash Flow Quality Index for TURKIYE GARANTI BANKASI AS (2014–2025)

Year-by-year earnings quality comparison for TURKIYE GARANTI BANKASI AS.

Year Quality Index Operating CF (EUR) Net Income YoY Change
2025 0.05x €4.98 Billion €109.82 Billion ▲ +102.8%
2024 -1.60x €-145.82 Billion €91.24 Billion ▼ -172.2%
2023 2.21x €191.28 Billion €86.37 Billion ▲ +182.0%
2022 0.79x €45.76 Billion €58.29 Billion ▼ -67.3%
2021 2.40x €32.31 Billion €13.47 Billion ▲ +5062.0%
2020 0.05x €293.01 Million €6.31 Billion ▼ -98.0%
2019 2.34x €14.44 Billion €6.16 Billion ▲ +1.7%
2018 2.30x €15.29 Billion €6.64 Billion ▲ +154.5%
2017 -4.22x €-26.73 Billion €6.33 Billion ▼ -6.5%
2016 -3.96x €-20.24 Billion €5.11 Billion ▲ +29.3%
2015 -5.61x €-20.07 Billion €3.58 Billion ▼ -67.2%
2014 -3.35x €-12.23 Billion €3.65 Billion
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.