TURKIYE GARANTI BANKASI AS (GBKB) — Financial Flexibility Index

Latest as of June 2026: 0.03x

TURKIYE GARANTI BANKASI AS (GBKB) has a Financial Flexibility Index of 0.03x as of June 2026. Free cash flow of €124.75 Billion (operating CF €122.03 Billion minus capex €2.71 Billion) represents 0% of total liabilities (€4.73 Trillion). Check how aggressively does TURKIYE GARANTI BANKASI AS reinvest cash to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.03x
Free Cash Flow / Total Liabilities

Free Cash Flow

€124.75 Billion
Operating CF − Capex

Total Liabilities

€4.73 Trillion
EUR

Capital Expenditures

€2.71 Billion
EUR

TURKIYE GARANTI BANKASI AS Financial Flexibility Index (2014–2025)

Historical Financial Flexibility Index trend for TURKIYE GARANTI BANKASI AS across 12 annual periods. For the full cash flow conversion analysis, see TURKIYE GARANTI BANKASI AS operating cash flow efficiency.

Annual Financial Flexibility Index for TURKIYE GARANTI BANKASI AS (2014–2025)

Year-by-year free cash flow to debt coverage for TURKIYE GARANTI BANKASI AS. Explore TURKIYE GARANTI BANKASI AS cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (EUR) Operating CF Total Liabilities YoY Change
2025 0.00x €15.37 Billion €4.98 Billion €4.10 Trillion ▲ +107.3%
2024 -0.05x €-136.39 Billion €-145.82 Billion €2.67 Trillion ▼ -150.9%
2023 0.10x €196.40 Billion €191.28 Billion €1.96 Trillion ▲ +141.2%
2022 0.04x €47.89 Billion €45.76 Billion €1.15 Trillion ▼ -4.5%
2021 0.04x €33.59 Billion €32.31 Billion €770.17 Billion ▲ +1239.5%
2020 0.00x €1.56 Billion €293.01 Million €478.50 Billion ▼ -91.9%
2019 0.04x €15.05 Billion €14.44 Billion €374.50 Billion ▼ -17.2%
2018 0.05x €17.09 Billion €15.29 Billion €352.27 Billion ▲ +158.9%
2017 -0.08x €-25.91 Billion €-26.73 Billion €314.73 Billion ▼ -18.4%
2016 -0.07x €-19.22 Billion €-20.24 Billion €276.33 Billion ▲ +11.5%
2015 -0.08x €-19.51 Billion €-20.07 Billion €248.44 Billion ▼ -42.4%
2014 -0.06x €-11.83 Billion €-12.23 Billion €214.40 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities