STD BK GRP SP.ADRS RC-10 Cash Flow Quality Index
STD BK GRP SP.ADRS RC-10 cash flow quality index. STD BK GRP SP.ADRS RC-10 (SKCS) has a Cash Flow Quality Index of 0.83x as of December 2025. Operating cash flow of €42.43 Billion is below net income of €51.22 Billion, suggesting accrual-heavy earnings not yet converted to cash. See SKCS financial flexibility index to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of STD BK GRP SP.ADRS RC-10 (2021–2025)
Cash flow quality index of STD BK GRP SP.ADRS RC-10 from 2021 to 2025. Historical Cash Flow Quality Index for STD BK GRP SP.ADRS RC-10 across 5 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore debt repayment capacity of STD BK GRP SP.ADRS RC-10 to assess how comfortably operating cash covers total debt obligations.
STD BK GRP SP.ADRS RC-10 Cash Flow Quality Index by Year (2021–2025)
STD BK GRP SP.ADRS RC-10 cash flow quality index by year from 2021 to 2025. Year-by-year earnings quality comparison for STD BK GRP SP.ADRS RC-10. For the full cash flow conversion analysis, see SKCS cash flow conversion.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.83x | €42.43 Billion | €51.22 Billion | ▼ -39.0% |
| 2024 | 1.36x | €59.35 Billion | €43.73 Billion | ▼ -13.0% |
| 2023 | 1.56x | €69.00 Billion | €44.21 Billion | ▼ -17.2% |
| 2022 | 1.88x | €65.29 Billion | €34.64 Billion | ▲ +11.2% |
| 2021 | 1.69x | €42.14 Billion | €24.86 Billion | — |