STD BK GRP SP.ADRS RC-10 Financial Flexibility Index

Latest as of December 2025: 0.01x

STD BK GRP SP.ADRS RC-10 financial flexibility index. STD BK GRP SP.ADRS RC-10 (SKCS) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of €47.90 Billion (operating CF €42.43 Billion minus capex €5.47 Billion) represents 0% of total liabilities (€3.31 Trillion). See STD BK GRP SP.ADRS RC-10 free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

€47.90 Billion
Operating CF − Capex

Total Liabilities

€3.31 Trillion
EUR

Capital Expenditures

€5.47 Billion
EUR

Financial Flexibility Index of STD BK GRP SP.ADRS RC-10 (2021–2025)

Financial flexibility index of STD BK GRP SP.ADRS RC-10 from 2021 to 2025. Historical Financial Flexibility Index trend for STD BK GRP SP.ADRS RC-10 across 5 annual periods. Check SKCS cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.

STD BK GRP SP.ADRS RC-10 Financial Flexibility Index by Year (2021–2025)

STD BK GRP SP.ADRS RC-10 financial flexibility index by year from 2021 to 2025. Year-by-year free cash flow to debt coverage for STD BK GRP SP.ADRS RC-10. For the full cash flow conversion analysis, see SKCS cash flow metrics.

Year Flexibility Index Free Cash Flow (EUR) Operating CF Total Liabilities YoY Change
2025 0.01x €47.90 Billion €42.43 Billion €3.31 Trillion ▼ -32.9%
2024 0.02x €64.22 Billion €59.35 Billion €2.98 Trillion ▼ -20.7%
2023 0.03x €75.34 Billion €69.00 Billion €2.77 Trillion ▲ +1.8%
2022 0.03x €70.12 Billion €65.29 Billion €2.62 Trillion ▲ +40.9%
2021 0.02x €47.09 Billion €42.14 Billion €2.48 Trillion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities