Turkiye Halk Bankasi (HALKB) — Cash Flow Quality Index
Turkiye Halk Bankasi (HALKB) has a Cash Flow Quality Index of -3.82x as of June 2026. Operating cash flow of TL-31.39 Billion is below net income of TL8.22 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Turkiye Halk Bankasi (HALKB) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Turkiye Halk Bankasi Cash Flow Quality Index (2014–2025)
Historical Cash Flow Quality Index for Turkiye Halk Bankasi across 12 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see HALKB cash generation efficiency.
Annual Cash Flow Quality Index for Turkiye Halk Bankasi (2014–2025)
Year-by-year earnings quality comparison for Turkiye Halk Bankasi.
| Year | Quality Index | Operating CF (TRY) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 8.13x | TL220.63 Billion | TL27.13 Billion | ▼ -40.4% |
| 2024 | 13.64x | TL300.58 Billion | TL22.04 Billion | ▲ +13.0% |
| 2023 | 12.07x | TL203.20 Billion | TL16.83 Billion | ▲ +152.6% |
| 2022 | -22.96x | TL-355.13 Billion | TL15.47 Billion | ▲ +32.0% |
| 2021 | -33.76x | TL-61.97 Billion | TL1.84 Billion | ▲ +10.5% |
| 2020 | -37.71x | TL-98.05 Billion | TL2.60 Billion | ▼ -131.0% |
| 2019 | -16.33x | TL-37.02 Billion | TL2.27 Billion | ▲ +16.5% |
| 2018 | -19.54x | TL-51.92 Billion | TL2.66 Billion | ▼ -196.7% |
| 2017 | -6.59x | TL-26.60 Billion | TL4.04 Billion | ▲ +20.6% |
| 2016 | -8.29x | TL-21.01 Billion | TL2.53 Billion | ▲ +5.8% |
| 2015 | -8.80x | TL-20.40 Billion | TL2.32 Billion | ▼ -184.0% |
| 2014 | -3.10x | TL-7.04 Billion | TL2.27 Billion | — |