Turkiye Is Bankasi AS Class C (ISCTR) — Cash Flow Quality Index

Latest as of December 2025: 4.74x

Turkiye Is Bankasi AS Class C (ISCTR) has a Cash Flow Quality Index of 4.74x as of December 2025. Operating cash flow of TL110.98 Billion exceeds net income of TL23.44 Billion, indicating high earnings quality where cash backs reported profits. Explore ISCTR operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

4.74x
Operating CF / Net Income

Operating Cash Flow

TL110.98 Billion
TRY

Net Income

TL23.44 Billion
TRY

Data as of

Dec 2025
Most recent filing

Turkiye Is Bankasi AS Class C Cash Flow Quality Index (2009–2025)

Historical Cash Flow Quality Index for Turkiye Is Bankasi AS Class C across 17 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see ISCTR cash generation efficiency.

Annual Cash Flow Quality Index for Turkiye Is Bankasi AS Class C (2009–2025)

Year-by-year earnings quality comparison for Turkiye Is Bankasi AS Class C.

Year Quality Index Operating CF (TRY) Net Income YoY Change
2025 2.67x TL181.10 Billion TL67.87 Billion ▼ -34.1%
2024 4.05x TL184.18 Billion TL45.52 Billion ▲ +251.3%
2023 -2.67x TL-193.27 Billion TL72.25 Billion ▼ -286.3%
2022 1.44x TL88.43 Billion TL61.60 Billion ▼ -81.5%
2021 7.76x TL104.36 Billion TL13.45 Billion ▲ +65.1%
2020 4.70x TL42.53 Billion TL9.05 Billion ▲ +11.2%
2019 4.23x TL34.83 Billion TL8.24 Billion ▲ +61.0%
2018 2.63x TL24.72 Billion TL9.42 Billion ▲ +637.5%
2017 -0.49x TL-3.53 Billion TL7.24 Billion ▼ -142.6%
2016 1.15x TL7.80 Billion TL6.80 Billion ▲ +194.0%
2015 -1.22x TL-6.77 Billion TL5.55 Billion ▲ +46.1%
2014 -2.26x TL-10.33 Billion TL4.57 Billion ▼ -85.1%
2013 -1.22x TL-5.36 Billion TL4.39 Billion ▲ +52.3%
2012 -2.56x TL-12.30 Billion TL4.81 Billion ▲ +20.1%
2011 -3.20x TL-7.27 Billion TL2.27 Billion ▼ -379.8%
2010 1.14x TL3.36 Billion TL2.94 Billion ▼ -84.4%
2009 7.35x TL15.69 Billion TL2.13 Billion —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.