XL Holdings Bhd (7121) — Cash Flow Quality Index

Latest as of April 2026: -2.24x

XL Holdings Bhd (7121) has a Cash Flow Quality Index of -2.24x as of April 2026. Operating cash flow of RM-7.99 Million is below net income of RM3.56 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore debt repayment capacity of XL Holdings Bhd to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

-2.24x
Operating CF / Net Income

Operating Cash Flow

RM-7.99 Million
MYR

Net Income

RM3.56 Million
MYR

Data as of

Apr 2026
Most recent filing

XL Holdings Bhd Cash Flow Quality Index (2015–2026)

Historical Cash Flow Quality Index for XL Holdings Bhd across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see XL Holdings Bhd operating cash flow efficiency.

Annual Cash Flow Quality Index for XL Holdings Bhd (2015–2026)

Year-by-year earnings quality comparison for XL Holdings Bhd.

Year Quality Index Operating CF (MYR) Net Income YoY Change
2026 -3.09x RM-29.39 Million RM9.51 Million ▼ -509.0%
2025 0.76x RM7.84 Million RM10.37 Million ▼ -12.6%
2024 0.86x RM5.96 Million RM6.90 Million ▲ +124.7%
2023 -3.50x RM-18.33 Million RM5.24 Million ▲ +95.3%
2022 -74.99x RM-8.70 Million RM116.04K ▼ -2919.3%
2021 -2.48x RM-1.16 Million RM468.51K ▼ -219.3%
2018 2.08x RM490.87K RM235.73K ▼ -30.6%
2016 3.00x RM3.00 Million RM1.00 Million ▼ -25.0%
2015 4.00x RM4.00 Million RM1.00 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.