XL Holdings Bhd (7121) — Financial Flexibility Index

Latest as of April 2026: 0.18x

XL Holdings Bhd (7121) has a Financial Flexibility Index of 0.18x as of April 2026. Free cash flow of RM4.75 Million (operating CF RM-7.99 Million minus capex RM12.74 Million) represents 0% of total liabilities (RM26.82 Million). Check 7121 capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.18x
Free Cash Flow / Total Liabilities

Free Cash Flow

RM4.75 Million
Operating CF − Capex

Total Liabilities

RM26.82 Million
MYR

Capital Expenditures

RM12.74 Million
MYR

XL Holdings Bhd Financial Flexibility Index (2013–2026)

Historical Financial Flexibility Index trend for XL Holdings Bhd across 14 annual periods. For the full cash flow conversion analysis, see XL Holdings Bhd operating cash flow efficiency.

Annual Financial Flexibility Index for XL Holdings Bhd (2013–2026)

Year-by-year free cash flow to debt coverage for XL Holdings Bhd. Explore XL Holdings Bhd cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (MYR) Operating CF Total Liabilities YoY Change
2026 -0.61x RM-16.42 Million RM-29.39 Million RM26.82 Million ▼ -152.5%
2025 1.17x RM8.35 Million RM7.84 Million RM7.16 Million ▼ -72.4%
2024 4.22x RM31.59 Million RM5.96 Million RM7.48 Million ▲ +723.6%
2023 -0.68x RM-6.81 Million RM-18.33 Million RM10.05 Million ▼ -781.8%
2022 0.10x RM2.08 Million RM-8.70 Million RM20.93 Million ▲ +114.7%
2021 -0.67x RM-1.12 Million RM-1.16 Million RM1.66 Million ▼ -49.7%
2020 -0.45x RM-574.91K RM-1.27 Million RM1.27 Million ▼ -2136.3%
2019 0.02x RM22.48K RM-25.03K RM1.02 Million ▼ -95.9%
2018 0.54x RM740.23K RM490.87K RM1.37 Million ▼ -52.7%
2017 1.14x RM1.78 Million RM1.34 Million RM1.56 Million ▼ -62.3%
2016 3.03x RM3.03 Million RM3.00 Million RM1.00 Million ▲ +127.3%
2015 1.33x RM4.00 Million RM4.00 Million RM3.00 Million ▲ +100.0%
2014 0.67x RM4.00 Million RM4.00 Million RM6.00 Million ▲ +500.0%
2013 -0.17x RM-2.00 Million RM-2.00 Million RM12.00 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities