XL Holdings Bhd (7121) — Financial Flexibility Index

Latest as of January 2026: -2.70x

XL Holdings Bhd (7121) has a Financial Flexibility Index of -2.70x as of January 2026. Free cash flow of RM-21.17 Million (operating CF RM-21.40 Million minus capex RM232.00K) represents -3% of total liabilities (RM7.84 Million). Also explore how fast is XL Holdings Bhd growing its equity to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

-2.70x
Free Cash Flow / Total Liabilities

Free Cash Flow

RM-21.17 Million
Operating CF − Capex

Total Liabilities

RM7.84 Million
MYR

Capital Expenditures

RM232.00K
MYR

XL Holdings Bhd Financial Flexibility Index (2013–2025)

Historical Financial Flexibility Index trend for XL Holdings Bhd across 13 annual periods. Check how strategically is XL Holdings Bhd's equity deployed to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for XL Holdings Bhd (2013–2025)

Year-by-year free cash flow to debt coverage for XL Holdings Bhd. For the full company profile including market capitalisation, see XL Holdings Bhd (7121) total market value.

Year Flexibility Index Free Cash Flow (MYR) Operating CF Total Liabilities YoY Change
2025 1.17x RM8.35 Million RM7.84 Million RM7.16 Million ▼ -72.4%
2024 4.22x RM31.59 Million RM5.96 Million RM7.48 Million ▲ +723.6%
2023 -0.68x RM-6.81 Million RM-18.33 Million RM10.05 Million ▼ -781.8%
2022 0.10x RM2.08 Million RM-8.70 Million RM20.93 Million ▲ +114.7%
2021 -0.67x RM-1.12 Million RM-1.16 Million RM1.66 Million ▼ -49.7%
2020 -0.45x RM-574.91K RM-1.27 Million RM1.27 Million ▼ -2136.3%
2019 0.02x RM22.48K RM-25.03K RM1.02 Million ▼ -95.9%
2018 0.54x RM740.23K RM490.87K RM1.37 Million ▼ -52.7%
2017 1.14x RM1.78 Million RM1.34 Million RM1.56 Million ▼ -62.3%
2016 3.03x RM3.03 Million RM3.00 Million RM1.00 Million ▲ +127.3%
2015 1.33x RM4.00 Million RM4.00 Million RM3.00 Million ▲ +100.0%
2014 0.67x RM4.00 Million RM4.00 Million RM6.00 Million ▲ +500.0%
2013 -0.17x RM-2.00 Million RM-2.00 Million RM12.00 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities