Secure Trust Bank PLC (STB) — Cash Flow Quality Index

Latest as of June 2025: -12.89x

Secure Trust Bank PLC (STB) has a Cash Flow Quality Index of -12.89x as of June 2025. Operating cash flow of GBX-215.20 Million is below net income of GBX16.70 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore STB long-term investments to assets to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

-12.89x
Operating CF / Net Income

Operating Cash Flow

GBX-215.20 Million
GBX

Net Income

GBX16.70 Million
GBX

Data as of

Jun 2025
Most recent filing

Secure Trust Bank PLC Cash Flow Quality Index (2008–2024)

Historical Cash Flow Quality Index for Secure Trust Bank PLC across 17 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Secure Trust Bank PLC tangible equity quality to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Secure Trust Bank PLC (2008–2024)

Year-by-year earnings quality comparison for Secure Trust Bank PLC. For live market cap and the full company financial profile, see STB stock market capitalisation.

Year Quality Index Operating CF (GBX) Net Income YoY Change
2024 4.49x GBX88.40 Million GBX19.70 Million ▲ +189.2%
2023 1.55x GBX37.70 Million GBX24.30 Million ▲ +59.9%
2022 0.97x GBX32.70 Million GBX33.70 Million ▲ +149.3%
2021 -1.97x GBX-89.80 Million GBX45.60 Million ▼ -133.4%
2020 5.90x GBX95.60 Million GBX16.20 Million ▲ +189.4%
2019 -6.60x GBX-205.20 Million GBX31.10 Million ▲ +18.0%
2018 -8.05x GBX-227.80 Million GBX28.30 Million ▼ -311.9%
2017 3.80x GBX75.60 Million GBX19.90 Million ▲ +140.2%
2016 -9.44x GBX-176.50 Million GBX18.70 Million ▼ -441.8%
2015 2.76x GBX53.30 Million GBX19.30 Million ▲ +363.3%
2014 -1.05x GBX-21.50 Million GBX20.50 Million ▼ -129.9%
2013 3.51x GBX43.20 Million GBX12.30 Million ▲ +69.1%
2012 2.08x GBX32.27 Million GBX15.54 Million ▼ -68.3%
2011 6.55x GBX47.65 Million GBX7.28 Million ▲ +174.9%
2010 2.38x GBX20.68 Million GBX8.69 Million ▼ -23.1%
2009 3.09x GBX25.05 Million GBX8.10 Million ▲ +102.4%
2008 1.53x GBX7.70 Million GBX5.03 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.