Secure Trust Bank PLC (STB) — Cash Flow Quality Index
Secure Trust Bank PLC (STB) has a Cash Flow Quality Index of -12.89x as of June 2025. Operating cash flow of GBX-215.20 Million is below net income of GBX16.70 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Secure Trust Bank PLC cash conversion from operations to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Secure Trust Bank PLC Cash Flow Quality Index (2008–2024)
Historical Cash Flow Quality Index for Secure Trust Bank PLC across 17 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check STB total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Secure Trust Bank PLC (2008–2024)
Year-by-year earnings quality comparison for Secure Trust Bank PLC. For live market cap and the full company financial profile, see STB market cap overview.
| Year | Quality Index | Operating CF (GBX) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 4.49x | GBX88.40 Million | GBX19.70 Million | ▲ +189.2% |
| 2023 | 1.55x | GBX37.70 Million | GBX24.30 Million | ▲ +59.9% |
| 2022 | 0.97x | GBX32.70 Million | GBX33.70 Million | ▲ +149.3% |
| 2021 | -1.97x | GBX-89.80 Million | GBX45.60 Million | ▼ -133.4% |
| 2020 | 5.90x | GBX95.60 Million | GBX16.20 Million | ▲ +189.4% |
| 2019 | -6.60x | GBX-205.20 Million | GBX31.10 Million | ▲ +18.0% |
| 2018 | -8.05x | GBX-227.80 Million | GBX28.30 Million | ▼ -311.9% |
| 2017 | 3.80x | GBX75.60 Million | GBX19.90 Million | ▲ +140.2% |
| 2016 | -9.44x | GBX-176.50 Million | GBX18.70 Million | ▼ -441.8% |
| 2015 | 2.76x | GBX53.30 Million | GBX19.30 Million | ▲ +363.3% |
| 2014 | -1.05x | GBX-21.50 Million | GBX20.50 Million | ▼ -129.9% |
| 2013 | 3.51x | GBX43.20 Million | GBX12.30 Million | ▲ +69.1% |
| 2012 | 2.08x | GBX32.27 Million | GBX15.54 Million | ▼ -68.3% |
| 2011 | 6.55x | GBX47.65 Million | GBX7.28 Million | ▲ +174.9% |
| 2010 | 2.38x | GBX20.68 Million | GBX8.69 Million | ▼ -23.1% |
| 2009 | 3.09x | GBX25.05 Million | GBX8.10 Million | ▲ +102.4% |
| 2008 | 1.53x | GBX7.70 Million | GBX5.03 Million | — |