Secure Trust Bank PLC (STB) — Cash Flow Quality Index
Secure Trust Bank PLC (STB) has a Cash Flow Quality Index of -12.89x as of June 2025. Operating cash flow of GBX-215.20 Million is below net income of GBX16.70 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore STB debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Secure Trust Bank PLC Cash Flow Quality Index (2008–2024)
Historical Cash Flow Quality Index for Secure Trust Bank PLC across 17 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Secure Trust Bank PLC operating cash flow efficiency.
Annual Cash Flow Quality Index for Secure Trust Bank PLC (2008–2024)
Year-by-year earnings quality comparison for Secure Trust Bank PLC.
| Year | Quality Index | Operating CF (GBX) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 4.49x | GBX88.40 Million | GBX19.70 Million | ▲ +189.2% |
| 2023 | 1.55x | GBX37.70 Million | GBX24.30 Million | ▲ +59.9% |
| 2022 | 0.97x | GBX32.70 Million | GBX33.70 Million | ▲ +149.3% |
| 2021 | -1.97x | GBX-89.80 Million | GBX45.60 Million | ▼ -133.4% |
| 2020 | 5.90x | GBX95.60 Million | GBX16.20 Million | ▲ +189.4% |
| 2019 | -6.60x | GBX-205.20 Million | GBX31.10 Million | ▲ +18.0% |
| 2018 | -8.05x | GBX-227.80 Million | GBX28.30 Million | ▼ -311.9% |
| 2017 | 3.80x | GBX75.60 Million | GBX19.90 Million | ▲ +140.2% |
| 2016 | -9.44x | GBX-176.50 Million | GBX18.70 Million | ▼ -441.8% |
| 2015 | 2.76x | GBX53.30 Million | GBX19.30 Million | ▲ +363.3% |
| 2014 | -1.05x | GBX-21.50 Million | GBX20.50 Million | ▼ -129.9% |
| 2013 | 3.51x | GBX43.20 Million | GBX12.30 Million | ▲ +69.1% |
| 2012 | 2.08x | GBX32.27 Million | GBX15.54 Million | ▼ -68.3% |
| 2011 | 6.55x | GBX47.65 Million | GBX7.28 Million | ▲ +174.9% |
| 2010 | 2.38x | GBX20.68 Million | GBX8.69 Million | ▼ -23.1% |
| 2009 | 3.09x | GBX25.05 Million | GBX8.10 Million | ▲ +102.4% |
| 2008 | 1.53x | GBX7.70 Million | GBX5.03 Million | — |