Secure Trust Bank PLC (STB) — Financial Flexibility Index
Secure Trust Bank PLC (STB) has a Financial Flexibility Index of -0.05x as of June 2025. Free cash flow of GBX-214.80 Million (operating CF GBX-215.20 Million minus capex GBX400.00K) represents 0% of total liabilities (GBX3.91 Billion). Check STB cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Secure Trust Bank PLC Financial Flexibility Index (2008–2024)
Historical Financial Flexibility Index trend for Secure Trust Bank PLC across 17 annual periods. For the full cash flow conversion analysis, see STB cash flow metrics.
Annual Financial Flexibility Index for Secure Trust Bank PLC (2008–2024)
Year-by-year free cash flow to debt coverage for Secure Trust Bank PLC. Explore Secure Trust Bank PLC (STB) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (GBX) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.02x | GBX89.40 Million | GBX88.40 Million | GBX3.76 Billion | ▲ +102.3% |
| 2023 | 0.01x | GBX40.40 Million | GBX37.70 Million | GBX3.43 Billion | ▲ +1.5% |
| 2022 | 0.01x | GBX35.40 Million | GBX32.70 Million | GBX3.05 Billion | ▲ +133.8% |
| 2021 | -0.03x | GBX-88.50 Million | GBX-89.80 Million | GBX2.58 Billion | ▼ -184.1% |
| 2020 | 0.04x | GBX97.50 Million | GBX95.60 Million | GBX2.39 Billion | ▲ +149.8% |
| 2019 | -0.08x | GBX-198.60 Million | GBX-205.20 Million | GBX2.43 Billion | ▲ +19.9% |
| 2018 | -0.10x | GBX-225.30 Million | GBX-227.80 Million | GBX2.21 Billion | ▼ -310.1% |
| 2017 | 0.05x | GBX79.80 Million | GBX75.60 Million | GBX1.64 Billion | ▲ +136.3% |
| 2016 | -0.13x | GBX-170.40 Million | GBX-176.50 Million | GBX1.27 Billion | ▼ -360.9% |
| 2015 | 0.05x | GBX56.70 Million | GBX53.30 Million | GBX1.11 Billion | ▲ +297.1% |
| 2014 | -0.03x | GBX-17.10 Million | GBX-21.50 Million | GBX657.40 Million | ▼ -127.2% |
| 2013 | 0.10x | GBX44.30 Million | GBX43.20 Million | GBX463.90 Million | ▲ +20.7% |
| 2012 | 0.08x | GBX33.13 Million | GBX32.27 Million | GBX418.68 Million | ▼ -53.0% |
| 2011 | 0.17x | GBX47.79 Million | GBX47.65 Million | GBX284.02 Million | ▲ +32.2% |
| 2010 | 0.13x | GBX20.98 Million | GBX20.68 Million | GBX164.90 Million | ▼ -48.9% |
| 2009 | 0.25x | GBX25.86 Million | GBX25.05 Million | GBX103.75 Million | ▲ +33.6% |
| 2008 | 0.19x | GBX8.29 Million | GBX7.70 Million | GBX44.45 Million | — |