Crédito Real S.A.B. de C.V. Sociedad Financiera de Objeto Múltiple Entidad No Regulada (CREAL) — Cash Flow Quality Index
Crédito Real S.A.B. de C.V. Sociedad Financiera de Objeto Múltiple Entidad No Regulada (CREAL) has a Cash Flow Quality Index of -1.48x as of September 2021. Operating cash flow of MX$-302.04 Million is below net income of MX$203.56 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Crédito Real S.A.B. de C.V. Sociedad Fin cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Crédito Real S.A.B. de C.V. Sociedad Financiera de Objeto Múltiple Entidad No Regulada Cash Flow Quality Index (2013–2021)
Historical Cash Flow Quality Index for Crédito Real S.A.B. de C.V. Sociedad Financiera de Objeto Múltiple Entidad No Regulada across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see CREAL cash flow conversion.
Annual Cash Flow Quality Index for Crédito Real S.A.B. de C.V. Sociedad Financiera de Objeto Múltiple Entidad No Regulada (2013–2021)
Year-by-year earnings quality comparison for Crédito Real S.A.B. de C.V. Sociedad Financiera de Objeto Múltiple Entidad No Regulada.
| Year | Quality Index | Operating CF (MXN) | Net Income | YoY Change |
|---|---|---|---|---|
| 2021 | -2.53x | MX$-321.40 Million | MX$126.82 Million | ▼ -304.1% |
| 2020 | 1.24x | MX$939.35 Million | MX$756.36 Million | ▲ +38.6% |
| 2019 | 0.90x | MX$1.77 Billion | MX$1.98 Billion | ▲ +777.1% |
| 2018 | 0.10x | MX$199.72 Million | MX$1.96 Billion | ▲ +105.1% |
| 2017 | -1.98x | MX$-3.30 Billion | MX$1.66 Billion | ▼ -477.2% |
| 2016 | 0.53x | MX$901.90 Million | MX$1.71 Billion | ▲ +677.6% |
| 2015 | 0.07x | MX$92.80 Million | MX$1.37 Billion | ▲ +199.3% |
| 2014 | -0.07x | MX$-83.47 Million | MX$1.22 Billion | ▼ -156.2% |
| 2013 | 0.12x | MX$121.63 Million | MX$1.00 Billion | — |