Crédito Real S.A.B. de C.V. Sociedad Financiera de Objeto Múltiple Entidad No Regulada (CREAL) — Defensive Interval Ratio

Latest as of December 2021: 2219 days

Crédito Real S.A.B. de C.V. Sociedad Financiera de Objeto Múltiple Entidad No Regulada (CREAL) has a Defensive Interval Ratio of 2219 days as of December 2021. Defensive assets of MX$53.13 Billion (cash MX$-, short-term investments MX$-, receivables MX$53.13 Billion) cover 2219 days of daily cash needs of MX$23.95 Million/day. See CREAL current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

2219 days

Days of operational coverage

Defensive Assets

MX$53.13 Billion

Cash + ST Investments + Receivables

Daily Cash Need

MX$23.95 Million

Current Liabilities ÷ 365

Current Liabilities

MX$8.74 Billion

MXN

Crédito Real S.A.B. de C.V. Sociedad Financiera de Objeto Múltiple Entidad No Regulada Defensive Interval Ratio (2013–2021)

This chart shows how Crédito Real S.A.B. de C.V. Sociedad Financiera de Objeto Múltiple Entidad No Regulada's Defensive Interval Ratio has evolved across 9 annual periods from 2013 to 2021. As of December 2021, the ratio stands at 2219 days, meaning defensive assets of MX$53.13 Billion can fund 2219 days of operations without new revenue. See Crédito Real S.A.B. de C.V. Sociedad Fin (CREAL) net asset quality to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for Crédito Real S.A.B. de C.V. Sociedad Financiera de Objeto Múltiple Entidad No Regulada (2013–2021)

The table below presents the year-by-year Defensive Interval Ratio for Crédito Real S.A.B. de C.V. Sociedad Financiera de Objeto Múltiple Entidad No Regulada from 2013 to 2021, covering 9 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market value of Crédito Real S.A.B. de C.V. Sociedad Fin.

Year	DIR (days)	Defensive Assets (MXN)	Daily Cash Need	Cash	ST Investments	Change (days)
2021	2219 days	MX$53.13 Billion	MX$23.95 Million/day	MX$-	MX$-	▲ +995 days
2020	1223 days	MX$50.05 Billion	MX$40.92 Million/day	MX$-	MX$-	▼ -788 days
2019	2011 days	MX$48.30 Billion	MX$24.02 Million/day	MX$-	MX$-	▲ +223 days
2018	1788 days	MX$37.92 Billion	MX$21.20 Million/day	MX$-	MX$-	▼ -1244 days
2017	3033 days	MX$29.75 Billion	MX$9.81 Million/day	MX$-	MX$-	▲ +1351 days
2016	1681 days	MX$24.76 Billion	MX$14.73 Million/day	MX$-	MX$-	▲ +648 days
2015	1033 days	MX$18.26 Billion	MX$17.68 Million/day	MX$-	MX$-	▼ -3046 days
2014	4079 days	MX$13.88 Billion	MX$3.40 Million/day	MX$-	MX$-	▲ +2050 days
2013	2029 days	MX$11.28 Billion	MX$5.56 Million/day	MX$-	MX$-	—

DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)