Bankwell Financial Group Inc (BWFG) — Cash Flow Quality Index
Bankwell Financial Group Inc (BWFG) has a Cash Flow Quality Index of 0.83x as of June 2026. Operating cash flow of $10.22 Million is below net income of $12.37 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore BWFG operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Bankwell Financial Group Inc Cash Flow Quality Index (2007–2025)
Historical Cash Flow Quality Index for Bankwell Financial Group Inc across 17 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash flow conversion of Bankwell Financial Group Inc.
Annual Cash Flow Quality Index for Bankwell Financial Group Inc (2007–2025)
Year-by-year earnings quality comparison for Bankwell Financial Group Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.80x | $28.27 Million | $35.20 Million | ▼ -73.8% |
| 2024 | 3.06x | $29.94 Million | $9.77 Million | ▲ +251.9% |
| 2023 | 0.87x | $31.93 Million | $36.66 Million | ▼ -60.6% |
| 2022 | 2.21x | $82.67 Million | $37.43 Million | ▲ +69.9% |
| 2021 | 1.30x | $34.56 Million | $26.59 Million | ▲ +607.6% |
| 2020 | -0.26x | $-1.51 Million | $5.90 Million | ▼ -170.4% |
| 2019 | 0.36x | $6.63 Million | $18.22 Million | ▼ -68.2% |
| 2018 | 1.15x | $19.98 Million | $17.43 Million | ▼ -23.0% |
| 2017 | 1.49x | $20.57 Million | $13.83 Million | ▲ +5.7% |
| 2016 | 1.41x | $17.37 Million | $12.35 Million | ▼ -3.4% |
| 2015 | 1.46x | $13.15 Million | $9.03 Million | ▼ -27.5% |
| 2014 | 2.01x | $9.17 Million | $4.57 Million | ▲ +251.3% |
| 2013 | 0.57x | $2.95 Million | $5.16 Million | ▼ -91.5% |
| 2012 | 6.73x | $8.17 Million | $1.21 Million | ▲ +129.3% |
| 2011 | 2.93x | $6.46 Million | $2.20 Million | ▲ +76.4% |
| 2010 | 1.66x | $843.00K | $507.00K | ▼ -68.4% |
| 2007 | 5.27x | $3.60 Million | $684.00K | — |