Bankwell Financial Group Inc (BWFG) — Defensive Interval Ratio
Bankwell Financial Group Inc (BWFG) has a Defensive Interval Ratio of 639 days as of December 2025. Defensive assets of $2.82 Billion (cash $-, short-term investments $2.25 Million, receivables $2.82 Billion) cover 639 days of daily cash needs of $4.42 Million/day. See Bankwell Financial Group Inc working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Bankwell Financial Group Inc Defensive Interval Ratio (2003–2025)
This chart shows how Bankwell Financial Group Inc's Defensive Interval Ratio has evolved across 17 annual periods from 2003 to 2025. As of December 2025, the ratio stands at 639 days, meaning defensive assets of $2.82 Billion can fund 639 days of operations without new revenue. See BWFG equity to assets ratio to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Bankwell Financial Group Inc (2003–2025)
The table below presents the year-by-year Defensive Interval Ratio for Bankwell Financial Group Inc from 2003 to 2025, covering 17 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Bankwell Financial Group Inc market capitalisation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 639 days | $2.82 Billion | $4.42 Million/day | $- | $2.25 Million | ▲ +633 days |
| 2024 | 6 days | $46.25 Million | $7.64 Million/day | $- | $31.71 Million | ▲ +3 days |
| 2023 | 3 days | $24.65 Million | $7.50 Million/day | $- | $9.78 Million | ▼ -5737 days |
| 2022 | 5741 days | $116.73 Million | $20.33K/day | $- | $103.66 Million | ▲ +5720 days |
| 2021 | 21 days | $97.71 Million | $4.64 Million/day | $- | $90.20 Million | ▼ -7 days |
| 2020 | 28 days | $95.18 Million | $3.34 Million/day | $- | $88.61 Million | ▼ -11 days |
| 2019 | 39 days | $88.40 Million | $2.27 Million/day | $- | $82.44 Million | ▲ +15 days |
| 2018 | 24 days | $99.53 Million | $4.15 Million/day | $- | $93.15 Million | ▼ -1 days |
| 2017 | 25 days | $98.10 Million | $3.87 Million/day | $- | $92.19 Million | ▼ -1 days |
| 2016 | 26 days | $92.71 Million | $3.56 Million/day | $- | $87.75 Million | ▲ +11 days |
| 2015 | 15 days | $44.65 Million | $2.89 Million/day | $- | $40.58 Million | ▼ -14 days |
| 2014 | 30 days | $68.33 Million | $2.30 Million/day | $- | $65.01 Million | ▲ +13 days |
| 2013 | 17 days | $30.96 Million | $1.83 Million/day | $- | $28.60 Million | ▼ -17 days |
| 2012 | 34 days | $43.17 Million | $1.28 Million/day | $- | $41.06 Million | ▲ +32 days |
| 2006 | 2 days | $784.00K | $370.82K/day | $- | $- | ▲ +0 days |
| 2004 | 2 days | $395.80K | $201.88K/day | $- | $- | ▲ +1 days |
| 2003 | 1 days | $222.51K | $180.04K/day | $- | $- | — |