Eagle Bancorp Montana Inc Cash Flow Quality Index
Eagle Bancorp Montana Inc cash flow quality index. Eagle Bancorp Montana Inc (EBMT) has a Cash Flow Quality Index of -1.19x as of March 2026. Operating cash flow of $-4.72 Million is below net income of $3.98 Million, suggesting accrual-heavy earnings not yet converted to cash. See EBMT free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Eagle Bancorp Montana Inc (2008–2025)
Cash flow quality index of Eagle Bancorp Montana Inc from 2008 to 2025. Historical Cash Flow Quality Index for Eagle Bancorp Montana Inc across 18 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore EBMT cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Eagle Bancorp Montana Inc Cash Flow Quality Index by Year (2008–2025)
Eagle Bancorp Montana Inc cash flow quality index by year from 2008 to 2025. Year-by-year earnings quality comparison for Eagle Bancorp Montana Inc. For the full cash flow conversion analysis, see cash efficiency ratio of Eagle Bancorp Montana Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 2.23x | $33.13 Million | $14.84 Million | ▼ -23.5% |
| 2024 | 2.92x | $28.54 Million | $9.78 Million | ▲ +214.0% |
| 2023 | 0.93x | $9.35 Million | $10.06 Million | ▼ -76.3% |
| 2022 | 3.92x | $41.91 Million | $10.70 Million | ▲ +0.0% |
| 2021 | 3.92x | $56.45 Million | $14.42 Million | ▲ +3820.1% |
| 2020 | 0.10x | $2.12 Million | $21.21 Million | ▲ +196.7% |
| 2019 | 0.03x | $366.00K | $10.87 Million | ▼ -98.8% |
| 2018 | 2.72x | $13.57 Million | $4.98 Million | ▼ -44.3% |
| 2017 | 4.89x | $20.05 Million | $4.10 Million | ▲ +94.5% |
| 2016 | 2.51x | $12.89 Million | $5.13 Million | ▲ +32.7% |
| 2015 | 1.89x | $4.88 Million | $2.58 Million | ▼ -58.4% |
| 2014 | 4.55x | $9.60 Million | $2.11 Million | ▲ +230.5% |
| 2013 | -3.48x | $-6.88 Million | $1.97 Million | ▼ -390.6% |
| 2012 | -0.71x | $-1.55 Million | $2.18 Million | ▼ -114.9% |
| 2011 | 4.77x | $11.50 Million | $2.41 Million | ▲ +379.4% |
| 2010 | 1.00x | $2.40 Million | $2.41 Million | ▲ +0.0% |
| 2009 | 1.00x | $2.40 Million | $2.41 Million | ▼ -58.5% |
| 2008 | 2.40x | $5.73 Million | $2.39 Million | — |