Eagle Bancorp Montana Inc (EBMT) — Cash Flow Quality Index
Eagle Bancorp Montana Inc (EBMT) has a Cash Flow Quality Index of -1.19x as of March 2026. Operating cash flow of $-4.72 Million is below net income of $3.98 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore long-term investment intensity of Eagle Bancorp Montana Inc to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Eagle Bancorp Montana Inc Cash Flow Quality Index (2008–2025)
Historical Cash Flow Quality Index for Eagle Bancorp Montana Inc across 18 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check EBMT tangible net assets ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Eagle Bancorp Montana Inc (2008–2025)
Year-by-year earnings quality comparison for Eagle Bancorp Montana Inc. For live market cap and the full company financial profile, see EBMT market cap.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 2.23x | $33.13 Million | $14.84 Million | ▼ -23.5% |
| 2024 | 2.92x | $28.54 Million | $9.78 Million | ▲ +214.0% |
| 2023 | 0.93x | $9.35 Million | $10.06 Million | ▼ -76.3% |
| 2022 | 3.92x | $41.91 Million | $10.70 Million | ▲ +0.0% |
| 2021 | 3.92x | $56.45 Million | $14.42 Million | ▲ +3820.1% |
| 2020 | 0.10x | $2.12 Million | $21.21 Million | ▲ +196.7% |
| 2019 | 0.03x | $366.00K | $10.87 Million | ▼ -98.8% |
| 2018 | 2.72x | $13.57 Million | $4.98 Million | ▼ -44.3% |
| 2017 | 4.89x | $20.05 Million | $4.10 Million | ▲ +94.5% |
| 2016 | 2.51x | $12.89 Million | $5.13 Million | ▲ +32.7% |
| 2015 | 1.89x | $4.88 Million | $2.58 Million | ▼ -58.4% |
| 2014 | 4.55x | $9.60 Million | $2.11 Million | ▲ +230.5% |
| 2013 | -3.48x | $-6.88 Million | $1.97 Million | ▼ -390.6% |
| 2012 | -0.71x | $-1.55 Million | $2.18 Million | ▼ -114.9% |
| 2011 | 4.77x | $11.50 Million | $2.41 Million | ▲ +379.4% |
| 2010 | 1.00x | $2.40 Million | $2.41 Million | ▲ +0.0% |
| 2009 | 1.00x | $2.40 Million | $2.41 Million | ▼ -58.5% |
| 2008 | 2.40x | $5.73 Million | $2.39 Million | — |