First Bank Cash Flow Quality Index
First Bank cash flow quality index. First Bank (FRBA) has a Cash Flow Quality Index of 0.71x as of June 2026. Operating cash flow of $7.74 Million is below net income of $10.86 Million, suggesting accrual-heavy earnings not yet converted to cash. See First Bank (FRBA) flexibility index to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of First Bank (2011–2025)
Cash flow quality index of First Bank from 2011 to 2025. Historical Cash Flow Quality Index for First Bank across 15 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore FRBA operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
First Bank Cash Flow Quality Index by Year (2011–2025)
First Bank cash flow quality index by year from 2011 to 2025. Year-by-year earnings quality comparison for First Bank. For the full cash flow conversion analysis, see cash flow conversion of First Bank.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.50x | $65.56 Million | $43.66 Million | ▲ +129.6% |
| 2024 | 0.65x | $27.63 Million | $42.24 Million | ▼ -90.5% |
| 2023 | 6.88x | $143.84 Million | $20.90 Million | ▲ +577.2% |
| 2022 | 1.02x | $36.88 Million | $36.29 Million | ▲ +28.4% |
| 2021 | 0.79x | $28.04 Million | $35.43 Million | ▼ -37.2% |
| 2020 | 1.26x | $24.51 Million | $19.45 Million | ▼ -18.6% |
| 2019 | 1.55x | $20.81 Million | $13.45 Million | ▼ -26.3% |
| 2018 | 2.10x | $36.92 Million | $17.59 Million | ▼ -11.2% |
| 2017 | 2.36x | $16.53 Million | $6.99 Million | ▲ +65.3% |
| 2016 | 1.43x | $9.16 Million | $6.41 Million | ▲ +8.2% |
| 2015 | 1.32x | $5.14 Million | $3.89 Million | ▲ +59.5% |
| 2014 | 0.83x | $4.84 Million | $5.84 Million | ▼ -75.4% |
| 2013 | 3.36x | $5.75 Million | $1.71 Million | ▲ +98.5% |
| 2012 | 1.69x | $4.39 Million | $2.59 Million | ▲ +4.9% |
| 2011 | 1.62x | $3.40 Million | $2.10 Million | — |