Middlefield Banc (MBCN) — Cash Flow Quality Index
Middlefield Banc (MBCN) has a Cash Flow Quality Index of 0.91x as of September 2025. Operating cash flow of $4.83 Million is below net income of $5.32 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore MBCN long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Middlefield Banc Cash Flow Quality Index (2000–2024)
Historical Cash Flow Quality Index for Middlefield Banc across 25 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Middlefield Banc tangible equity quality to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Middlefield Banc (2000–2024)
Year-by-year earnings quality comparison for Middlefield Banc. For live market cap and the full company financial profile, see Middlefield Banc (MBCN) market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.13x | $17.47 Million | $15.52 Million | ▼ -12.6% |
| 2023 | 1.29x | $22.36 Million | $17.37 Million | ▲ +9.9% |
| 2022 | 1.17x | $18.36 Million | $15.67 Million | ▲ +41.6% |
| 2021 | 0.83x | $15.42 Million | $18.63 Million | ▼ -54.2% |
| 2020 | 1.81x | $15.08 Million | $8.35 Million | ▲ +70.6% |
| 2019 | 1.06x | $13.46 Million | $12.71 Million | ▼ -7.8% |
| 2018 | 1.15x | $14.28 Million | $12.43 Million | ▼ -22.0% |
| 2017 | 1.47x | $13.92 Million | $9.46 Million | ▲ +21.1% |
| 2016 | 1.22x | $7.80 Million | $6.42 Million | ▲ +16.2% |
| 2015 | 1.05x | $7.18 Million | $6.87 Million | ▲ +0.7% |
| 2014 | 1.04x | $7.46 Million | $7.18 Million | ▼ -26.2% |
| 2013 | 1.41x | $9.90 Million | $7.03 Million | ▼ -14.0% |
| 2012 | 1.64x | $10.28 Million | $6.28 Million | ▼ -26.1% |
| 2011 | 2.21x | $9.15 Million | $4.13 Million | ▼ -2.8% |
| 2010 | 2.28x | $5.73 Million | $2.52 Million | ▲ +257.9% |
| 2009 | 0.64x | $1.13 Million | $1.78 Million | ▼ -47.9% |
| 2008 | 1.22x | $3.20 Million | $2.61 Million | ▼ -3.9% |
| 2007 | 1.27x | $4.29 Million | $3.38 Million | ▲ +9.7% |
| 2006 | 1.16x | $4.51 Million | $3.88 Million | ▲ +8.4% |
| 2005 | 1.07x | $3.96 Million | $3.70 Million | ▼ -12.8% |
| 2004 | 1.23x | $4.02 Million | $3.27 Million | ▼ -0.6% |
| 2003 | 1.23x | $3.46 Million | $2.80 Million | ▼ -3.6% |
| 2002 | 1.28x | $3.20 Million | $2.50 Million | ▲ +7.6% |
| 2001 | 1.19x | $2.70 Million | $2.27 Million | ▼ -9.8% |
| 2000 | 1.32x | $2.95 Million | $2.24 Million | — |