Middlefield Banc (MBCN) — Financial Flexibility Index

Latest as of September 2025: 0.00x

Middlefield Banc (MBCN) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $5.72 Million (operating CF $4.83 Million minus capex $897.00K) represents 0% of total liabilities ($1.75 Billion). Check Middlefield Banc (MBCN) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$5.72 Million
Operating CF − Capex

Total Liabilities

$1.75 Billion
USD

Capital Expenditures

$897.00K
USD

Middlefield Banc Financial Flexibility Index (2000–2024)

Historical Financial Flexibility Index trend for Middlefield Banc across 25 annual periods. For the full cash flow conversion analysis, see Middlefield Banc operating cash flow efficiency.

Annual Financial Flexibility Index for Middlefield Banc (2000–2024)

Year-by-year free cash flow to debt coverage for Middlefield Banc. Explore Middlefield Banc cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.01x $18.24 Million $17.47 Million $1.64 Billion ▼ -23.4%
2023 0.01x $23.45 Million $22.36 Million $1.62 Billion ▲ +12.3%
2022 0.01x $19.25 Million $18.36 Million $1.49 Billion ▼ -4.4%
2021 0.01x $16.03 Million $15.42 Million $1.19 Billion ▲ +4.4%
2020 0.01x $16.16 Million $15.08 Million $1.25 Billion ▼ -11.9%
2019 0.01x $15.36 Million $13.46 Million $1.04 Billion ▲ +0.5%
2018 0.01x $16.38 Million $14.28 Million $1.12 Billion ▼ -4.6%
2017 0.02x $15.12 Million $13.92 Million $986.47 Million ▲ +9.1%
2016 0.01x $9.97 Million $7.80 Million $709.50 Million ▲ +22.9%
2015 0.01x $7.69 Million $7.18 Million $672.84 Million ▼ -16.1%
2014 0.01x $8.36 Million $7.46 Million $613.66 Million ▼ -31.1%
2013 0.02x $11.73 Million $9.90 Million $593.62 Million ▲ +7.7%
2012 0.02x $11.28 Million $10.28 Million $614.85 Million ▲ +14.5%
2011 0.02x $9.73 Million $9.15 Million $607.30 Million ▲ +57.0%
2010 0.01x $6.06 Million $5.73 Million $594.17 Million ▲ +232.6%
2009 0.00x $1.60 Million $1.13 Million $521.95 Million ▼ -71.2%
2008 0.01x $4.60 Million $3.20 Million $432.79 Million ▼ -12.7%
2007 0.01x $4.86 Million $4.29 Million $399.31 Million ▼ -25.8%
2006 0.02x $5.09 Million $4.51 Million $310.39 Million ▲ +5.5%
2005 0.02x $4.42 Million $3.96 Million $283.92 Million ▼ -2.1%
2004 0.02x $4.23 Million $4.02 Million $266.39 Million ▼ -8.8%
2003 0.02x $4.16 Million $3.46 Million $238.87 Million ▼ -6.1%
2002 0.02x $3.79 Million $3.20 Million $204.50 Million ▼ -13.4%
2001 0.02x $3.82 Million $2.70 Million $178.07 Million ▲ +9.3%
2000 0.02x $3.10 Million $2.95 Million $158.25 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities