First Western Financial Inc (MYFW) — Cash Flow Quality Index
First Western Financial Inc (MYFW) has a Cash Flow Quality Index of 2.13x as of June 2026. Operating cash flow of $12.18 Million exceeds net income of $5.73 Million, indicating high earnings quality where cash backs reported profits. Explore how well can First Western Financial Inc service its debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
First Western Financial Inc Cash Flow Quality Index (2016–2025)
Historical Cash Flow Quality Index for First Western Financial Inc across 10 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see MYFW cash flow conversion.
Annual Cash Flow Quality Index for First Western Financial Inc (2016–2025)
Year-by-year earnings quality comparison for First Western Financial Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -0.14x | $-1.80 Million | $13.19 Million | ▼ -112.5% |
| 2024 | -0.06x | $-544.00K | $8.47 Million | ▼ -101.5% |
| 2023 | 4.19x | $21.88 Million | $5.22 Million | ▲ +88.2% |
| 2022 | 2.22x | $48.28 Million | $21.70 Million | ▼ -72.3% |
| 2021 | 8.05x | $165.85 Million | $20.61 Million | ▲ +311.5% |
| 2020 | -3.80x | $-93.33 Million | $24.53 Million | ▼ -41.6% |
| 2019 | -2.69x | $-21.51 Million | $8.01 Million | ▼ -185.2% |
| 2018 | 3.15x | $17.80 Million | $5.65 Million | ▲ +217.4% |
| 2017 | -2.68x | $-5.43 Million | $2.02 Million | ▼ -132.3% |
| 2016 | 8.30x | $19.11 Million | $2.30 Million | — |