First Western Financial Inc (MYFW) — Defensive Interval Ratio

Latest as of March 2026: 8 days

First Western Financial Inc (MYFW) has a Defensive Interval Ratio of 8 days as of March 2026. Defensive assets of $58.98 Million (cash $-, short-term investments $41.94 Million, receivables $17.04 Million) cover 8 days of daily cash needs of $7.79 Million/day. Check First Western Financial Inc tangible book value ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

8 days
Days of operational coverage

Defensive Assets

$58.98 Million
Cash + ST Investments + Receivables

Daily Cash Need

$7.79 Million
Current Liabilities ÷ 365

Current Liabilities

$2.84 Billion
USD

First Western Financial Inc Defensive Interval Ratio (2016–2025)

This chart shows how First Western Financial Inc's Defensive Interval Ratio has evolved across 10 annual periods from 2016 to 2025. As of March 2026, the ratio stands at 8 days, meaning defensive assets of $58.98 Million can fund 8 days of operations without new revenue. Also explore First Western Financial Inc net asset momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for First Western Financial Inc (2016–2025)

The table below presents the year-by-year Defensive Interval Ratio for First Western Financial Inc from 2016 to 2025, covering 10 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see First Western Financial Inc (MYFW) total market value.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 8 days $61.40 Million $7.53 Million/day $- $45.61 Million ▲ +38 days
2024 -30 days $-205.43 Million $6.89 Million/day $- $-226.27 Million ▼ -59 days
2023 30 days $205.50 Million $6.94 Million/day $- $184.51 Million ▲ +15 days
2022 15 days $98.35 Million $6.59 Million/day $- $81.06 Million ▲ +3 days
2021 12 days $69.93 Million $6.04 Million/day $- $55.56 Million ▲ +0 days
2020 11 days $49.57 Million $4.44 Million/day $- $36.67 Million ▼ -83237 days
2019 83248 days $68.19 Million $819.18/day $- $58.90 Million ▲ +83228 days
2018 20 days $52.42 Million $2.57 Million/day $- $43.70 Million ▼ -13 days
2017 33 days $73.78 Million $2.24 Million/day $- $53.65 Million ▼ -23 days
2016 56 days $115.65 Million $2.07 Million/day $- $97.66 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)