The Federal Bank Limited (FEDERALBNK) — Cash Flow Quality Index
The Federal Bank Limited (FEDERALBNK) has a Cash Flow Quality Index of -1.24x as of September 2025. Operating cash flow of Rs-23.64 Billion is below net income of Rs19.10 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore how well can The Federal Bank Limited service its debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
The Federal Bank Limited Cash Flow Quality Index (2004–2026)
Historical Cash Flow Quality Index for The Federal Bank Limited across 23 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see FEDERALBNK cash flow conversion.
Annual Cash Flow Quality Index for The Federal Bank Limited (2004–2026)
Year-by-year earnings quality comparison for The Federal Bank Limited.
| Year | Quality Index | Operating CF (INR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2026 | 1.96x | Rs85.11 Billion | Rs43.45 Billion | ▲ +136.6% |
| 2025 | -5.34x | Rs-222.28 Billion | Rs41.59 Billion | ▲ +37.2% |
| 2024 | -8.51x | Rs-330.35 Billion | Rs38.80 Billion | ▼ -7497.9% |
| 2023 | 0.12x | Rs4.89 Billion | Rs42.52 Billion | ▲ +103.9% |
| 2022 | -2.93x | Rs-77.74 Billion | Rs26.51 Billion | ▼ -158.4% |
| 2021 | 5.02x | Rs111.78 Billion | Rs22.26 Billion | ▲ +181.0% |
| 2020 | 1.79x | Rs37.31 Billion | Rs20.87 Billion | ▼ -54.7% |
| 2019 | 3.95x | Rs78.73 Billion | Rs19.94 Billion | ▲ +210.9% |
| 2018 | -3.56x | Rs-50.51 Billion | Rs14.19 Billion | ▼ -240.6% |
| 2017 | 2.53x | Rs34.31 Billion | Rs13.56 Billion | ▲ +219.8% |
| 2016 | -2.11x | Rs-15.57 Billion | Rs7.37 Billion | ▼ -164.5% |
| 2015 | 3.27x | Rs51.58 Billion | Rs15.75 Billion | ▲ +234.6% |
| 2014 | 0.98x | Rs11.97 Billion | Rs12.23 Billion | ▼ -58.5% |
| 2013 | 2.36x | Rs28.61 Billion | Rs12.13 Billion | ▲ +3987.8% |
| 2012 | 0.06x | Rs864.96 Million | Rs14.99 Billion | ▼ -93.5% |
| 2011 | 0.89x | Rs12.69 Billion | Rs14.27 Billion | ▲ +302.5% |
| 2010 | -0.44x | Rs-5.55 Billion | Rs12.65 Billion | ▼ -160.2% |
| 2009 | 0.73x | Rs9.19 Billion | Rs12.60 Billion | ▲ +137.4% |
| 2008 | -1.95x | Rs-15.35 Billion | Rs7.86 Billion | ▼ -355.9% |
| 2007 | 0.76x | Rs4.68 Billion | Rs6.13 Billion | ▲ +3784.8% |
| 2006 | 0.02x | Rs88.81 Million | Rs4.52 Billion | ▼ -97.5% |
| 2005 | 0.78x | Rs3.13 Billion | Rs4.00 Billion | ▼ -20.6% |
| 2004 | 0.98x | Rs4.30 Billion | Rs4.37 Billion | — |