Colony Bankcorp Inc. Cash Flow Quality Index
Colony Bankcorp Inc. cash flow quality index. Colony Bankcorp Inc. (CBAN) has a Cash Flow Quality Index of 0.84x as of June 2026. Operating cash flow of $9.12 Million is below net income of $10.86 Million, suggesting accrual-heavy earnings not yet converted to cash. See CBAN financial flexibility index to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Colony Bankcorp Inc. (1995–2025)
Cash flow quality index of Colony Bankcorp Inc. from 1995 to 2025. Historical Cash Flow Quality Index for Colony Bankcorp Inc. across 30 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Colony Bankcorp Inc. (CBAN) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
Colony Bankcorp Inc. Cash Flow Quality Index by Year (1995–2025)
Colony Bankcorp Inc. cash flow quality index by year from 1995 to 2025. Year-by-year earnings quality comparison for Colony Bankcorp Inc.. For the full cash flow conversion analysis, see CBAN cash generation efficiency.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -0.20x | $-5.54 Million | $28.25 Million | ▼ -120.0% |
| 2024 | 0.98x | $23.40 Million | $23.87 Million | ▲ +1.6% |
| 2023 | 0.96x | $20.98 Million | $21.75 Million | ▼ -62.1% |
| 2022 | 2.55x | $49.74 Million | $19.54 Million | ▲ +31.5% |
| 2021 | 1.93x | $36.10 Million | $18.66 Million | ▲ +219.7% |
| 2020 | -1.62x | $-19.09 Million | $11.81 Million | ▼ -519.6% |
| 2019 | 0.39x | $3.93 Million | $10.21 Million | ▼ -69.2% |
| 2018 | 1.25x | $14.91 Million | $11.92 Million | ▼ -22.7% |
| 2017 | 1.62x | $12.55 Million | $7.75 Million | ▲ +4.8% |
| 2016 | 1.54x | $13.39 Million | $8.67 Million | ▼ -8.1% |
| 2015 | 1.68x | $14.07 Million | $8.37 Million | ▼ -14.3% |
| 2014 | 1.96x | $14.77 Million | $7.53 Million | ▼ -51.9% |
| 2013 | 4.08x | $18.87 Million | $4.63 Million | ▼ -52.8% |
| 2012 | 8.63x | $22.81 Million | $2.64 Million | ▲ +44.3% |
| 2011 | 5.98x | $15.16 Million | $2.53 Million | ▼ -89.6% |
| 2010 | 57.68x | $27.35 Million | $474.22K | ▲ +576.9% |
| 2008 | 8.52x | $17.29 Million | $2.03 Million | ▲ +380.1% |
| 2007 | 1.77x | $15.17 Million | $8.55 Million | ▲ +20.1% |
| 2006 | 1.48x | $15.00 Million | $10.15 Million | ▼ -16.4% |
| 2005 | 1.77x | $15.87 Million | $8.98 Million | ▼ -8.4% |
| 2004 | 1.93x | $15.58 Million | $8.07 Million | ▼ -25.6% |
| 2003 | 2.59x | $17.68 Million | $6.82 Million | ▲ +164.9% |
| 2002 | 0.98x | $5.63 Million | $5.75 Million | ▼ -34.9% |
| 2001 | 1.50x | $7.32 Million | $4.87 Million | ▼ -8.4% |
| 2000 | 1.64x | $7.41 Million | $4.51 Million | ▼ 0.0% |
| 1999 | 1.64x | $6.90 Million | $4.20 Million | ▲ +10.5% |
| 1998 | 1.49x | $5.80 Million | $3.90 Million | ▼ -3.2% |
| 1997 | 1.54x | $5.56 Million | $3.62 Million | ▼ -21.7% |
| 1996 | 1.96x | $5.76 Million | $2.93 Million | ▼ -29.6% |
| 1995 | 2.79x | $5.97 Million | $2.14 Million | — |