Colony Bankcorp Inc. (CBAN) — Financial Flexibility Index
Colony Bankcorp Inc. (CBAN) has a Financial Flexibility Index of 0.00x as of June 2026. Free cash flow of $10.07 Million (operating CF $9.12 Million minus capex $953.00K) represents 0% of total liabilities ($3.24 Billion). Check Colony Bankcorp Inc. (CBAN) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Colony Bankcorp Inc. Financial Flexibility Index (1995–2025)
Historical Financial Flexibility Index trend for Colony Bankcorp Inc. across 31 annual periods. For the full cash flow conversion analysis, see Colony Bankcorp Inc. (CBAN) cash conversion ratio.
Annual Financial Flexibility Index for Colony Bankcorp Inc. (1995–2025)
Year-by-year free cash flow to debt coverage for Colony Bankcorp Inc.. Explore Colony Bankcorp Inc. (CBAN) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.00x | $-4.19 Million | $-5.54 Million | $3.36 Billion | ▼ -114.4% |
| 2024 | 0.01x | $24.48 Million | $23.40 Million | $2.83 Billion | ▼ -1.6% |
| 2023 | 0.01x | $24.60 Million | $20.98 Million | $2.80 Billion | ▼ -54.8% |
| 2022 | 0.02x | $52.64 Million | $49.74 Million | $2.71 Billion | ▲ +14.7% |
| 2021 | 0.02x | $41.94 Million | $36.10 Million | $2.47 Billion | ▲ +284.8% |
| 2020 | -0.01x | $-14.85 Million | $-19.09 Million | $1.62 Billion | ▼ -271.2% |
| 2019 | 0.01x | $7.42 Million | $3.93 Million | $1.38 Billion | ▼ -65.0% |
| 2018 | 0.02x | $17.67 Million | $14.91 Million | $1.16 Billion | ▲ +25.7% |
| 2017 | 0.01x | $13.89 Million | $12.55 Million | $1.14 Billion | ▼ -18.4% |
| 2016 | 0.01x | $16.65 Million | $13.39 Million | $1.12 Billion | ▼ -6.8% |
| 2015 | 0.02x | $17.26 Million | $14.07 Million | $1.08 Billion | ▲ +1.9% |
| 2014 | 0.02x | $16.45 Million | $14.77 Million | $1.05 Billion | ▼ -18.4% |
| 2013 | 0.02x | $20.36 Million | $18.87 Million | $1.06 Billion | ▼ -15.1% |
| 2012 | 0.02x | $23.65 Million | $22.81 Million | $1.04 Billion | ▲ +60.1% |
| 2011 | 0.01x | $15.56 Million | $15.16 Million | $1.10 Billion | ▼ -39.9% |
| 2010 | 0.02x | $27.84 Million | $27.35 Million | $1.18 Billion | ▲ +75.4% |
| 2009 | 0.01x | $16.34 Million | $15.05 Million | $1.22 Billion | ▼ -26.0% |
| 2008 | 0.02x | $21.21 Million | $17.29 Million | $1.17 Billion | ▲ +17.3% |
| 2007 | 0.02x | $17.39 Million | $15.17 Million | $1.13 Billion | ▼ -6.1% |
| 2006 | 0.02x | $18.72 Million | $15.00 Million | $1.14 Billion | ▼ -20.8% |
| 2005 | 0.02x | $21.63 Million | $15.87 Million | $1.04 Billion | ▼ -2.3% |
| 2004 | 0.02x | $19.91 Million | $15.58 Million | $935.83 Million | ▼ -11.6% |
| 2003 | 0.02x | $19.56 Million | $17.68 Million | $812.63 Million | ▲ +100.6% |
| 2002 | 0.01x | $8.58 Million | $5.63 Million | $715.67 Million | ▼ -27.2% |
| 2001 | 0.02x | $9.55 Million | $7.32 Million | $579.60 Million | ▼ -21.3% |
| 2000 | 0.02x | $10.04 Million | $7.41 Million | $479.69 Million | ▼ -8.9% |
| 1999 | 0.02x | $9.20 Million | $6.90 Million | $400.30 Million | ▼ -15.8% |
| 1998 | 0.03x | $9.50 Million | $5.80 Million | $348.20 Million | ▲ +0.5% |
| 1997 | 0.03x | $8.53 Million | $5.56 Million | $314.13 Million | ▲ +13.1% |
| 1996 | 0.02x | $7.05 Million | $5.76 Million | $293.95 Million | ▼ -3.5% |
| 1995 | 0.02x | $6.40 Million | $5.97 Million | $257.51 Million | — |