PagSeguro Digital Ltd (PAGS) — Cash Flow Quality Index

Latest as of March 2026: 0.86x

PagSeguro Digital Ltd (PAGS) has a Cash Flow Quality Index of 0.86x as of March 2026. Operating cash flow of $460.81 Million is below net income of $535.32 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore PagSeguro Digital Ltd (PAGS) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

0.86x
Operating CF / Net Income

Operating Cash Flow

$460.81 Million
USD

Net Income

$535.32 Million
USD

Data as of

Mar 2026
Most recent filing

PagSeguro Digital Ltd Cash Flow Quality Index (2014–2025)

Historical Cash Flow Quality Index for PagSeguro Digital Ltd across 12 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see PAGS cash generation efficiency.

Annual Cash Flow Quality Index for PagSeguro Digital Ltd (2014–2025)

Year-by-year earnings quality comparison for PagSeguro Digital Ltd.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.24x $2.57 Billion $2.08 Billion ▲ +186.3%
2024 -1.44x $-3.42 Billion $2.38 Billion ▼ -172.4%
2023 1.98x $4.00 Billion $2.02 Billion ▼ -1.7%
2022 2.02x $3.55 Billion $1.76 Billion ▲ +234.3%
2021 0.60x $898.01 Million $1.49 Billion ▼ -50.2%
2020 1.21x $2.15 Billion $1.77 Billion ▲ +245.4%
2019 0.35x $489.08 Million $1.39 Billion ▲ +118.1%
2018 -1.94x $-1.87 Billion $963.85 Million ▼ -304.7%
2017 0.95x $471.30 Million $497.45 Million ▲ +56.5%
2016 0.61x $71.88 Million $118.75 Million ▼ -55.4%
2015 1.36x $56.37 Million $41.55 Million ▲ +126.7%
2014 0.60x $17.56 Million $29.33 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.